Advice needed with home buying

[bearishgurl]

[quote=Scarlett][quote=bearishgurl]

http://www.sdlookup.com/MLS-100065782-4481_Via_Pasear_San_Diego_CA_92122

http://www.sdlookup.com/MLS-100073019-4408_Via_Amable_San_Diego_CA_92122
[/quote]

To clarify, these 2 listings refer to another complex, one right next to UTC mall (Macy’s side) – called Vista La Jolla townhouses – they are not in La Jolla Village Square. I’ve looked at a couple of them there a couple of years ago. VERY HIGH HOA – $400 / mo – much more than any MR you would pay in PQ or SR (and MRs are not quite forever you know, and they are fixed). Besides, the HOA there did not take good care of the exterior (at the time) – some of the stucco was crumbling, stained, etc.
EDIT: the HOA is on top of an already higher price that what the OP is intersted in. IF each $100 in monthly fees is equivalent with 20K in price (which I am not sure about) that is equivalent of paying for low 500K SFR…[/quote]

Yes, there was open space between the units and the mall. I just went back and looked at my (now scanned) photos of x-mas in that condo and it was actually x-mas of 1980, lol. My friend left right after x-mas and we stayed to take care of her small dogs. The x-mas pics show a FP next to a patio door, like these units.

For some reason, I was thinking there was a step up from the front door to the living room and also a staircase down to the garage but I could be mistaken and been confusing it with the Eastbluff condo. The condo I pet-sat in was apparently 2 stories.

Yes, I thought the dues were high also, but ALL condo dues are high now. Even UCGal’s patio home dues are $303. This complex which has $396 dues has (or had, anyway) FANTASTIC amenities, as does the Mahaila Ave complex.

The second listing I believe will sell for $415K to $425K and the first (remodeled) listing will sell for $435K to $450K. Yes, they are out of the OP’s current range but he/she has stated they want to take up to a year to save more money before they purchase. In particular, these 1700+ sf 4 bdrm units are suitable for a family and are situated in 92122 in an excellent location.

[Scarlett]

That is true, they are a good size for a family. I liked the biggest floorplan. I am just saying that those HOAs are MUCH higher than the fees the OP would pay in SR and PQ. I don’t think they would sell that low, but we shall see.

The question is, can one can get financing on those condos? If it is even possible, then likely you can’t also get a great rate, so that’s something to consider too.

[Scarlett]

That is true, they are a good size for a family. I liked the biggest floorplan. I am just saying that those HOAs are MUCH higher than the fees the OP would pay in SR and PQ. I don’t think they would sell that low, but we shall see.

The question is, can one can get financing on those condos? If it is even possible, then likely you can’t also get a great rate, so that’s something to consider too.

[Scarlett]

That is true, they are a good size for a family. I liked the biggest floorplan. I am just saying that those HOAs are MUCH higher than the fees the OP would pay in SR and PQ. I don’t think they would sell that low, but we shall see.

The question is, can one can get financing on those condos? If it is even possible, then likely you can’t also get a great rate, so that’s something to consider too.

[Scarlett]

That is true, they are a good size for a family. I liked the biggest floorplan. I am just saying that those HOAs are MUCH higher than the fees the OP would pay in SR and PQ. I don’t think they would sell that low, but we shall see.

The question is, can one can get financing on those condos? If it is even possible, then likely you can’t also get a great rate, so that’s something to consider too.

[Scarlett]

That is true, they are a good size for a family. I liked the biggest floorplan. I am just saying that those HOAs are MUCH higher than the fees the OP would pay in SR and PQ. I don’t think they would sell that low, but we shall see.

The question is, can one can get financing on those condos? If it is even possible, then likely you can’t also get a great rate, so that’s something to consider too.

[bearishgurl]

[quote=Scarlett] . . . I don’t think they would sell that low, but we shall see. . . [/quote]

Check the second one out again (lighter exterior). It has a lot of original stuff in it and has not been updated. It will go lower.

[bearishgurl]

[quote=Scarlett] . . . I don’t think they would sell that low, but we shall see. . . [/quote]

Check the second one out again (lighter exterior). It has a lot of original stuff in it and has not been updated. It will go lower.

[bearishgurl]

[quote=Scarlett] . . . I don’t think they would sell that low, but we shall see. . . [/quote]

Check the second one out again (lighter exterior). It has a lot of original stuff in it and has not been updated. It will go lower.

[bearishgurl]

[quote=Scarlett] . . . I don’t think they would sell that low, but we shall see. . . [/quote]

Check the second one out again (lighter exterior). It has a lot of original stuff in it and has not been updated. It will go lower.

[bearishgurl]

[quote=Scarlett] . . . I don’t think they would sell that low, but we shall see. . . [/quote]

Check the second one out again (lighter exterior). It has a lot of original stuff in it and has not been updated. It will go lower.

[bearishgurl]

Scarlett (or any Pigg), do you know what the avg HOA is for an SFR in PQ? What about MR’s? I’m assuming under $100? I don’t think the SFR’s in Scripps Ranch would have MR’s in the OP’s price range but what about HOA dues?

Also, consider this. I think the gas difference is 3 tanks per month living in UC and 8+ tanks per month living in PQ or SR per vehicle. This is barring any leisure travel outside of the county.

I think your $200 extra for gas is too low if the OP will commute with two vehicles.

[bearishgurl]

Scarlett (or any Pigg), do you know what the avg HOA is for an SFR in PQ? What about MR’s? I’m assuming under $100? I don’t think the SFR’s in Scripps Ranch would have MR’s in the OP’s price range but what about HOA dues?

Also, consider this. I think the gas difference is 3 tanks per month living in UC and 8+ tanks per month living in PQ or SR per vehicle. This is barring any leisure travel outside of the county.

I think your $200 extra for gas is too low if the OP will commute with two vehicles.

[bearishgurl]

Scarlett (or any Pigg), do you know what the avg HOA is for an SFR in PQ? What about MR’s? I’m assuming under $100? I don’t think the SFR’s in Scripps Ranch would have MR’s in the OP’s price range but what about HOA dues?

Also, consider this. I think the gas difference is 3 tanks per month living in UC and 8+ tanks per month living in PQ or SR per vehicle. This is barring any leisure travel outside of the county.

I think your $200 extra for gas is too low if the OP will commute with two vehicles.

[bearishgurl]

Scarlett (or any Pigg), do you know what the avg HOA is for an SFR in PQ? What about MR’s? I’m assuming under $100? I don’t think the SFR’s in Scripps Ranch would have MR’s in the OP’s price range but what about HOA dues?

Also, consider this. I think the gas difference is 3 tanks per month living in UC and 8+ tanks per month living in PQ or SR per vehicle. This is barring any leisure travel outside of the county.

I think your $200 extra for gas is too low if the OP will commute with two vehicles.

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