Health Care tax hikes

[Coronita]

Actually, for those of those concerned about not being able to get a FSA/HSA re-imbursement for OTC drugs..It’s simple (though not the most cost-effective for the system)…..Just go see your doctor, and ask for a prescription form of the OTC drug…

For example,
*Instead of getting Claritin OTC ask your doctor to prescribe Clarinex.
*Instead of paying out of pocket for things like Aspirin/pain relieve, get your doctor to prescribe you the prescription form.
*Need a fiber laxative. Get your doctor to prescribe one too.
*Need vitamins, get your doctor to prescribe your those too (for women, get the prenatal prescription ones)…

Ironically, all this does is drive up cost in the system…Hope it was worth it.

Whoops. Meadandale, you beat me to it…
You know, folks that’s been around medicine coverage already know this…Out of pocket expenses have always been cheaper getting prescription form in large quantity versus OTC. Even more so when/if those FSA/HSA kick in.

I guess the bigger issue is technical folks who wear contacts will need to get a prescription form of that too…Because all those cleaning solutions are OTC and won’t be eligible too…Lol….

[briansd1]

[quote=flu]Just go see your doctor, and ask for a prescription form of the OTC drug…

For example,
*Instead of getting Claritin OTC ask your doctor to prescribe Clarinex.

[/quote]

That would be stupid because you’d have to make an appointment with the doctor, wait to go there, waste your time, AND pay the copay for the doctor visit AND pay the copay for the medication.

[briansd1]

[quote=flu]Just go see your doctor, and ask for a prescription form of the OTC drug…

For example,
*Instead of getting Claritin OTC ask your doctor to prescribe Clarinex.

[/quote]

That would be stupid because you’d have to make an appointment with the doctor, wait to go there, waste your time, AND pay the copay for the doctor visit AND pay the copay for the medication.

[briansd1]

[quote=flu]Just go see your doctor, and ask for a prescription form of the OTC drug…

For example,
*Instead of getting Claritin OTC ask your doctor to prescribe Clarinex.

[/quote]

That would be stupid because you’d have to make an appointment with the doctor, wait to go there, waste your time, AND pay the copay for the doctor visit AND pay the copay for the medication.

[briansd1]

[quote=flu]Just go see your doctor, and ask for a prescription form of the OTC drug…

For example,
*Instead of getting Claritin OTC ask your doctor to prescribe Clarinex.

[/quote]

That would be stupid because you’d have to make an appointment with the doctor, wait to go there, waste your time, AND pay the copay for the doctor visit AND pay the copay for the medication.

[briansd1]

[quote=flu]Just go see your doctor, and ask for a prescription form of the OTC drug…

For example,
*Instead of getting Claritin OTC ask your doctor to prescribe Clarinex.

[/quote]

That would be stupid because you’d have to make an appointment with the doctor, wait to go there, waste your time, AND pay the copay for the doctor visit AND pay the copay for the medication.

[Coronita]

[quote=briansd1][quote=ucodegen] The over-the-counter drug is both safer and keeps the clotting factor of the blood more stable.[/quote]

I don’t see the problem with people buying aspirin and OTC medication using after tax dollars, just like they pay for other everyday household expenditures.

Aspirin can be purchased for $2 at walmart. That’s lower than the copay on prescription medication so the patient will save money when choosing OTC vs. prescription.[/quote]

You obviously never purchased something like Claritin otc or have practical experience dealing with medication on a regular basis. Fortunately for you, you’re probably pretty young where you think nothing will never happen to you.

BTW: got contact lenses? Those are OTC cleaners you know.

[Coronita]

[quote=briansd1][quote=ucodegen] The over-the-counter drug is both safer and keeps the clotting factor of the blood more stable.[/quote]

I don’t see the problem with people buying aspirin and OTC medication using after tax dollars, just like they pay for other everyday household expenditures.

Aspirin can be purchased for $2 at walmart. That’s lower than the copay on prescription medication so the patient will save money when choosing OTC vs. prescription.[/quote]

You obviously never purchased something like Claritin otc or have practical experience dealing with medication on a regular basis. Fortunately for you, you’re probably pretty young where you think nothing will never happen to you.

BTW: got contact lenses? Those are OTC cleaners you know.

[Coronita]

[quote=briansd1][quote=ucodegen] The over-the-counter drug is both safer and keeps the clotting factor of the blood more stable.[/quote]

I don’t see the problem with people buying aspirin and OTC medication using after tax dollars, just like they pay for other everyday household expenditures.

Aspirin can be purchased for $2 at walmart. That’s lower than the copay on prescription medication so the patient will save money when choosing OTC vs. prescription.[/quote]

You obviously never purchased something like Claritin otc or have practical experience dealing with medication on a regular basis. Fortunately for you, you’re probably pretty young where you think nothing will never happen to you.

BTW: got contact lenses? Those are OTC cleaners you know.

[Coronita]

[quote=briansd1][quote=ucodegen] The over-the-counter drug is both safer and keeps the clotting factor of the blood more stable.[/quote]

I don’t see the problem with people buying aspirin and OTC medication using after tax dollars, just like they pay for other everyday household expenditures.

Aspirin can be purchased for $2 at walmart. That’s lower than the copay on prescription medication so the patient will save money when choosing OTC vs. prescription.[/quote]

You obviously never purchased something like Claritin otc or have practical experience dealing with medication on a regular basis. Fortunately for you, you’re probably pretty young where you think nothing will never happen to you.

BTW: got contact lenses? Those are OTC cleaners you know.

[Coronita]

[quote=briansd1][quote=ucodegen] The over-the-counter drug is both safer and keeps the clotting factor of the blood more stable.[/quote]

I don’t see the problem with people buying aspirin and OTC medication using after tax dollars, just like they pay for other everyday household expenditures.

Aspirin can be purchased for $2 at walmart. That’s lower than the copay on prescription medication so the patient will save money when choosing OTC vs. prescription.[/quote]

You obviously never purchased something like Claritin otc or have practical experience dealing with medication on a regular basis. Fortunately for you, you’re probably pretty young where you think nothing will never happen to you.

BTW: got contact lenses? Those are OTC cleaners you know.

[Coronita]

[quote=briansd1][quote=flu]Just go see your doctor, and ask for a prescription form of the OTC drug…

For example,
*Instead of getting Claritin OTC ask your doctor to prescribe Clarinex.

[/quote]

That would be stupid because you’d have to make an appointment with the doctor, wait to go there, waste your time, AND pay the copay for the doctor visit AND pay the copay for the medication.[/quote]

Um, no. Because for most of these things, they are reoccuring unlike say antibiotics. Someone who has chronic migranes for instance would just give one doc/nurse practiioner a visit and get a few months of supply. And you wouldn’t see a doctor for this, nurse practioners would write the prescription too I believe.
When I use to be on alergy medication, it was far cheaper out of pocket to get 6 months refillable supply of Clarinex versus a OTC Claritin (because for awhile a Claritin pill was $3/pop out of pocket). My copay on a 6 months supply was $10 (when I had what was considered a Caddillac health plan)…I believe the cost was close to $1000 for the insurance.. The company paid for the premiums and it was an executive plan. I just wonder now with these revised health plans, who’s on the hook for this….Interesting times indeed.

Doesn’t it at all bother you that the drug companies aren’t exactly complaining about this bill? Have you not noticed how the companies are reacting to this news…Do you think drug companies make more off of prescriptions or OTC? Have you not noticed on how the equities markets are reacting wrto these drug companies.

[Coronita]

[quote=briansd1][quote=flu]Just go see your doctor, and ask for a prescription form of the OTC drug…

For example,
*Instead of getting Claritin OTC ask your doctor to prescribe Clarinex.

[/quote]

That would be stupid because you’d have to make an appointment with the doctor, wait to go there, waste your time, AND pay the copay for the doctor visit AND pay the copay for the medication.[/quote]

Um, no. Because for most of these things, they are reoccuring unlike say antibiotics. Someone who has chronic migranes for instance would just give one doc/nurse practiioner a visit and get a few months of supply. And you wouldn’t see a doctor for this, nurse practioners would write the prescription too I believe.
When I use to be on alergy medication, it was far cheaper out of pocket to get 6 months refillable supply of Clarinex versus a OTC Claritin (because for awhile a Claritin pill was $3/pop out of pocket). My copay on a 6 months supply was $10 (when I had what was considered a Caddillac health plan)…I believe the cost was close to $1000 for the insurance.. The company paid for the premiums and it was an executive plan. I just wonder now with these revised health plans, who’s on the hook for this….Interesting times indeed.

Doesn’t it at all bother you that the drug companies aren’t exactly complaining about this bill? Have you not noticed how the companies are reacting to this news…Do you think drug companies make more off of prescriptions or OTC? Have you not noticed on how the equities markets are reacting wrto these drug companies.

[Coronita]

[quote=briansd1][quote=flu]Just go see your doctor, and ask for a prescription form of the OTC drug…

For example,
*Instead of getting Claritin OTC ask your doctor to prescribe Clarinex.

[/quote]

That would be stupid because you’d have to make an appointment with the doctor, wait to go there, waste your time, AND pay the copay for the doctor visit AND pay the copay for the medication.[/quote]

Um, no. Because for most of these things, they are reoccuring unlike say antibiotics. Someone who has chronic migranes for instance would just give one doc/nurse practiioner a visit and get a few months of supply. And you wouldn’t see a doctor for this, nurse practioners would write the prescription too I believe.
When I use to be on alergy medication, it was far cheaper out of pocket to get 6 months refillable supply of Clarinex versus a OTC Claritin (because for awhile a Claritin pill was $3/pop out of pocket). My copay on a 6 months supply was $10 (when I had what was considered a Caddillac health plan)…I believe the cost was close to $1000 for the insurance.. The company paid for the premiums and it was an executive plan. I just wonder now with these revised health plans, who’s on the hook for this….Interesting times indeed.

Doesn’t it at all bother you that the drug companies aren’t exactly complaining about this bill? Have you not noticed how the companies are reacting to this news…Do you think drug companies make more off of prescriptions or OTC? Have you not noticed on how the equities markets are reacting wrto these drug companies.

[Coronita]

[quote=briansd1][quote=flu]Just go see your doctor, and ask for a prescription form of the OTC drug…

For example,
*Instead of getting Claritin OTC ask your doctor to prescribe Clarinex.

[/quote]

That would be stupid because you’d have to make an appointment with the doctor, wait to go there, waste your time, AND pay the copay for the doctor visit AND pay the copay for the medication.[/quote]

Um, no. Because for most of these things, they are reoccuring unlike say antibiotics. Someone who has chronic migranes for instance would just give one doc/nurse practiioner a visit and get a few months of supply. And you wouldn’t see a doctor for this, nurse practioners would write the prescription too I believe.
When I use to be on alergy medication, it was far cheaper out of pocket to get 6 months refillable supply of Clarinex versus a OTC Claritin (because for awhile a Claritin pill was $3/pop out of pocket). My copay on a 6 months supply was $10 (when I had what was considered a Caddillac health plan)…I believe the cost was close to $1000 for the insurance.. The company paid for the premiums and it was an executive plan. I just wonder now with these revised health plans, who’s on the hook for this….Interesting times indeed.

Doesn’t it at all bother you that the drug companies aren’t exactly complaining about this bill? Have you not noticed how the companies are reacting to this news…Do you think drug companies make more off of prescriptions or OTC? Have you not noticed on how the equities markets are reacting wrto these drug companies.

[Author]

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