Giving in

[an]

[quote=deadzone]Yes there are advantages/disadvantages to both owning and renting. But you guys with your “american dream” non-sense is tiring. For anyone who bought between 2004 and 2007, how is your dream working out for you?[/quote]
Most of us on here did not bought between 04-07. If you look back at the threads going on between 04-07, we were bitching at how expensive homes are. But I did buy in 2008 and my mortgage is cheaper than comparable rent. I know that for the next 30 years, I’ll have the same mortgage. I can’t say the same if I’m renting the same house. So far, it’s working out pretty good. Every month I’m living in here, I’m saving money.

[sdsurfer]

[quote=deadzone][quote=sdsurfer][quote=JBurkett19]Try living in your diversified portfolio. What no bed or toilet in there? Try growing food to eat in the back yard of your diversified portofilio. Outside of water, there is no other asset more important that land. In order for land to be best utilized, you need a dwelling on it, water to it and at least a piece to grow something.

Yes, other investments over time (given the right times of jumping in and out) might pay more money. But, no other investment protects you dignity, like a place to lay your head and a toilet to go in.[/quote]
I agree with you J. Of course I could spend my life worrying about when to get in or out of a certain industry/stock whatever. However, I’m too busy. I’ve got a job and a family to raise and I think theres a south swell on the way. I think I’m gonna hop on my bike and coast down Leucadia Blvd with my board and jump in the water. I love the aspect of owning my home and never thought I’d be able to get a detached home in Encinitas a short bike ride the beach without selling my soul. I feel really fortunate to think that if the &$#t hit the fan I could probably just get a job as a valet and still pay my mortgage at the rate I got last November. I dont plan to, but I could. On second thought…that would allow me to surf pretty much all day?

I love all the propaganda calls on this thread. I think it’s called disagreeing with you. It’s only propaganda if you see it that way.[/quote]

Alternately, while my landlord is dealing with the plumbing and other maintenance issues, I am out surfing or playing golf. On weekends when the typical homeowner is spending all day at Home Depot, I am surfing or playing golf. Yeah you guys are right, home ownership rules and renting just kills your quality of life.[/quote]
Did anyone say that renting kills your quality of life? I know I did’nt. I just said I’m stoked that I bought to agree with the OP. If you decide to rent good for you. If you decide to buy good for you. I actually do go to Home Depot a lot though. I like building things. I’m building a killer wraparound deck to my home. Something I never did when I rented because I was’nt going to upgrade someone elses home. I was always the guy that lived in the dirt cheap rathole right across from the water and I loved every bit of that being closer to the waves all through college, but now I have a family and it is nice to be able to improve my place a bit now and enjoy it with them.

I also had a nightmare landlord on Neptune so I’m glad to not have to argue with her that the plumbing issue might not be because of me with the property being a triplex.

[sdsurfer]

[quote=deadzone][quote=sdsurfer][quote=JBurkett19]Try living in your diversified portfolio. What no bed or toilet in there? Try growing food to eat in the back yard of your diversified portofilio. Outside of water, there is no other asset more important that land. In order for land to be best utilized, you need a dwelling on it, water to it and at least a piece to grow something.

Yes, other investments over time (given the right times of jumping in and out) might pay more money. But, no other investment protects you dignity, like a place to lay your head and a toilet to go in.[/quote]
I agree with you J. Of course I could spend my life worrying about when to get in or out of a certain industry/stock whatever. However, I’m too busy. I’ve got a job and a family to raise and I think theres a south swell on the way. I think I’m gonna hop on my bike and coast down Leucadia Blvd with my board and jump in the water. I love the aspect of owning my home and never thought I’d be able to get a detached home in Encinitas a short bike ride the beach without selling my soul. I feel really fortunate to think that if the &$#t hit the fan I could probably just get a job as a valet and still pay my mortgage at the rate I got last November. I dont plan to, but I could. On second thought…that would allow me to surf pretty much all day?

I love all the propaganda calls on this thread. I think it’s called disagreeing with you. It’s only propaganda if you see it that way.[/quote]

Alternately, while my landlord is dealing with the plumbing and other maintenance issues, I am out surfing or playing golf. On weekends when the typical homeowner is spending all day at Home Depot, I am surfing or playing golf. Yeah you guys are right, home ownership rules and renting just kills your quality of life.[/quote]
Did anyone say that renting kills your quality of life? I know I did’nt. I just said I’m stoked that I bought to agree with the OP. If you decide to rent good for you. If you decide to buy good for you. I actually do go to Home Depot a lot though. I like building things. I’m building a killer wraparound deck to my home. Something I never did when I rented because I was’nt going to upgrade someone elses home. I was always the guy that lived in the dirt cheap rathole right across from the water and I loved every bit of that being closer to the waves all through college, but now I have a family and it is nice to be able to improve my place a bit now and enjoy it with them.

I also had a nightmare landlord on Neptune so I’m glad to not have to argue with her that the plumbing issue might not be because of me with the property being a triplex.

[sdsurfer]

[quote=deadzone][quote=sdsurfer][quote=JBurkett19]Try living in your diversified portfolio. What no bed or toilet in there? Try growing food to eat in the back yard of your diversified portofilio. Outside of water, there is no other asset more important that land. In order for land to be best utilized, you need a dwelling on it, water to it and at least a piece to grow something.

Yes, other investments over time (given the right times of jumping in and out) might pay more money. But, no other investment protects you dignity, like a place to lay your head and a toilet to go in.[/quote]
I agree with you J. Of course I could spend my life worrying about when to get in or out of a certain industry/stock whatever. However, I’m too busy. I’ve got a job and a family to raise and I think theres a south swell on the way. I think I’m gonna hop on my bike and coast down Leucadia Blvd with my board and jump in the water. I love the aspect of owning my home and never thought I’d be able to get a detached home in Encinitas a short bike ride the beach without selling my soul. I feel really fortunate to think that if the &$#t hit the fan I could probably just get a job as a valet and still pay my mortgage at the rate I got last November. I dont plan to, but I could. On second thought…that would allow me to surf pretty much all day?

I love all the propaganda calls on this thread. I think it’s called disagreeing with you. It’s only propaganda if you see it that way.[/quote]

Alternately, while my landlord is dealing with the plumbing and other maintenance issues, I am out surfing or playing golf. On weekends when the typical homeowner is spending all day at Home Depot, I am surfing or playing golf. Yeah you guys are right, home ownership rules and renting just kills your quality of life.[/quote]
Did anyone say that renting kills your quality of life? I know I did’nt. I just said I’m stoked that I bought to agree with the OP. If you decide to rent good for you. If you decide to buy good for you. I actually do go to Home Depot a lot though. I like building things. I’m building a killer wraparound deck to my home. Something I never did when I rented because I was’nt going to upgrade someone elses home. I was always the guy that lived in the dirt cheap rathole right across from the water and I loved every bit of that being closer to the waves all through college, but now I have a family and it is nice to be able to improve my place a bit now and enjoy it with them.

I also had a nightmare landlord on Neptune so I’m glad to not have to argue with her that the plumbing issue might not be because of me with the property being a triplex.

[sdsurfer]

[quote=deadzone][quote=sdsurfer][quote=JBurkett19]Try living in your diversified portfolio. What no bed or toilet in there? Try growing food to eat in the back yard of your diversified portofilio. Outside of water, there is no other asset more important that land. In order for land to be best utilized, you need a dwelling on it, water to it and at least a piece to grow something.

Yes, other investments over time (given the right times of jumping in and out) might pay more money. But, no other investment protects you dignity, like a place to lay your head and a toilet to go in.[/quote]
I agree with you J. Of course I could spend my life worrying about when to get in or out of a certain industry/stock whatever. However, I’m too busy. I’ve got a job and a family to raise and I think theres a south swell on the way. I think I’m gonna hop on my bike and coast down Leucadia Blvd with my board and jump in the water. I love the aspect of owning my home and never thought I’d be able to get a detached home in Encinitas a short bike ride the beach without selling my soul. I feel really fortunate to think that if the &$#t hit the fan I could probably just get a job as a valet and still pay my mortgage at the rate I got last November. I dont plan to, but I could. On second thought…that would allow me to surf pretty much all day?

I love all the propaganda calls on this thread. I think it’s called disagreeing with you. It’s only propaganda if you see it that way.[/quote]

Alternately, while my landlord is dealing with the plumbing and other maintenance issues, I am out surfing or playing golf. On weekends when the typical homeowner is spending all day at Home Depot, I am surfing or playing golf. Yeah you guys are right, home ownership rules and renting just kills your quality of life.[/quote]
Did anyone say that renting kills your quality of life? I know I did’nt. I just said I’m stoked that I bought to agree with the OP. If you decide to rent good for you. If you decide to buy good for you. I actually do go to Home Depot a lot though. I like building things. I’m building a killer wraparound deck to my home. Something I never did when I rented because I was’nt going to upgrade someone elses home. I was always the guy that lived in the dirt cheap rathole right across from the water and I loved every bit of that being closer to the waves all through college, but now I have a family and it is nice to be able to improve my place a bit now and enjoy it with them.

I also had a nightmare landlord on Neptune so I’m glad to not have to argue with her that the plumbing issue might not be because of me with the property being a triplex.

[sdsurfer]

[quote=deadzone][quote=sdsurfer][quote=JBurkett19]Try living in your diversified portfolio. What no bed or toilet in there? Try growing food to eat in the back yard of your diversified portofilio. Outside of water, there is no other asset more important that land. In order for land to be best utilized, you need a dwelling on it, water to it and at least a piece to grow something.

Yes, other investments over time (given the right times of jumping in and out) might pay more money. But, no other investment protects you dignity, like a place to lay your head and a toilet to go in.[/quote]
I agree with you J. Of course I could spend my life worrying about when to get in or out of a certain industry/stock whatever. However, I’m too busy. I’ve got a job and a family to raise and I think theres a south swell on the way. I think I’m gonna hop on my bike and coast down Leucadia Blvd with my board and jump in the water. I love the aspect of owning my home and never thought I’d be able to get a detached home in Encinitas a short bike ride the beach without selling my soul. I feel really fortunate to think that if the &$#t hit the fan I could probably just get a job as a valet and still pay my mortgage at the rate I got last November. I dont plan to, but I could. On second thought…that would allow me to surf pretty much all day?

I love all the propaganda calls on this thread. I think it’s called disagreeing with you. It’s only propaganda if you see it that way.[/quote]

Alternately, while my landlord is dealing with the plumbing and other maintenance issues, I am out surfing or playing golf. On weekends when the typical homeowner is spending all day at Home Depot, I am surfing or playing golf. Yeah you guys are right, home ownership rules and renting just kills your quality of life.[/quote]
Did anyone say that renting kills your quality of life? I know I did’nt. I just said I’m stoked that I bought to agree with the OP. If you decide to rent good for you. If you decide to buy good for you. I actually do go to Home Depot a lot though. I like building things. I’m building a killer wraparound deck to my home. Something I never did when I rented because I was’nt going to upgrade someone elses home. I was always the guy that lived in the dirt cheap rathole right across from the water and I loved every bit of that being closer to the waves all through college, but now I have a family and it is nice to be able to improve my place a bit now and enjoy it with them.

I also had a nightmare landlord on Neptune so I’m glad to not have to argue with her that the plumbing issue might not be because of me with the property being a triplex.

[scaredyclassic]

My place is cheaper than it would be to rent it. I figure I’m Essentially renting at a decent price w the possibility of maybe making a few bucks gambling my down payment in a deal that’s a hedge against inflation but primarily and overwhelmingly the whole thing was just to satisfy my wife.

[scaredyclassic]

My place is cheaper than it would be to rent it. I figure I’m Essentially renting at a decent price w the possibility of maybe making a few bucks gambling my down payment in a deal that’s a hedge against inflation but primarily and overwhelmingly the whole thing was just to satisfy my wife.

[scaredyclassic]

My place is cheaper than it would be to rent it. I figure I’m Essentially renting at a decent price w the possibility of maybe making a few bucks gambling my down payment in a deal that’s a hedge against inflation but primarily and overwhelmingly the whole thing was just to satisfy my wife.

[scaredyclassic]

My place is cheaper than it would be to rent it. I figure I’m Essentially renting at a decent price w the possibility of maybe making a few bucks gambling my down payment in a deal that’s a hedge against inflation but primarily and overwhelmingly the whole thing was just to satisfy my wife.

[scaredyclassic]

My place is cheaper than it would be to rent it. I figure I’m Essentially renting at a decent price w the possibility of maybe making a few bucks gambling my down payment in a deal that’s a hedge against inflation but primarily and overwhelmingly the whole thing was just to satisfy my wife.

[briansd1]

A house requires maintenance, repairs and remodeling, HOA, property taxes, etc…

Kichen remodeling, bathroom remodeling, new flooring, new plumbing, new roofing, etc…

For a typical San Diego house, invest all that money and the ownership premiums and you can have $1/2 million in a portfolio in 30 years.

If San Onofre blows up, or there’s a big earthquake, there goes your real estate.

The Russian nobles, who held all their wealth in real estate were left destitute after the Russian Revolution. Same goes for China.

[briansd1]

A house requires maintenance, repairs and remodeling, HOA, property taxes, etc…

Kichen remodeling, bathroom remodeling, new flooring, new plumbing, new roofing, etc…

For a typical San Diego house, invest all that money and the ownership premiums and you can have $1/2 million in a portfolio in 30 years.

If San Onofre blows up, or there’s a big earthquake, there goes your real estate.

The Russian nobles, who held all their wealth in real estate were left destitute after the Russian Revolution. Same goes for China.

[briansd1]

A house requires maintenance, repairs and remodeling, HOA, property taxes, etc…

Kichen remodeling, bathroom remodeling, new flooring, new plumbing, new roofing, etc…

For a typical San Diego house, invest all that money and the ownership premiums and you can have $1/2 million in a portfolio in 30 years.

If San Onofre blows up, or there’s a big earthquake, there goes your real estate.

The Russian nobles, who held all their wealth in real estate were left destitute after the Russian Revolution. Same goes for China.

[briansd1]

A house requires maintenance, repairs and remodeling, HOA, property taxes, etc…

Kichen remodeling, bathroom remodeling, new flooring, new plumbing, new roofing, etc…

For a typical San Diego house, invest all that money and the ownership premiums and you can have $1/2 million in a portfolio in 30 years.

If San Onofre blows up, or there’s a big earthquake, there goes your real estate.

The Russian nobles, who held all their wealth in real estate were left destitute after the Russian Revolution. Same goes for China.

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