exasperated

[blahblahblah]

One other thing, it is is a misconception to think you are only competing with people limited to 3X’s income. Maybe people have cash or bring a larger down, use the bank of mom and dad. FHA can use a qualified family member or family-member-like cosigner. There are also people who might use a low down but only part of what they could potentially qualify for on income to

Exactly. And these people are always going to be around. I think I’ve realized that the house I want is ALWAYS going to be too expensive to purchase, so I’ll just rent it instead for a lot less money. I’ve resigned myself to rent until I die here in SD.

[KIBU]

If only my wife would let me rent forever, but she doesn’t…….

Ok, so tell you the truth, I am quite confused on what’s all the data flying in front of me from everywhere….

There is a problem of too much data and you just give up on giving serious analysis with any conclusion (for me)…too many moving parts, I am just dizzy looking at them.

Ok ok, relax, it’s just a house KIBU dude. God, please don’t let me become like formersandiegan or super patientrenter who been following house price since a decade ago… please release me and let me buy a house so I can sleep at night without going into this website and forever search for the uncertainty and all those inconclusive conclusions.. However, god, this is so fun!!!

[KIBU]

If only my wife would let me rent forever, but she doesn’t…….

Ok, so tell you the truth, I am quite confused on what’s all the data flying in front of me from everywhere….

There is a problem of too much data and you just give up on giving serious analysis with any conclusion (for me)…too many moving parts, I am just dizzy looking at them.

Ok ok, relax, it’s just a house KIBU dude. God, please don’t let me become like formersandiegan or super patientrenter who been following house price since a decade ago… please release me and let me buy a house so I can sleep at night without going into this website and forever search for the uncertainty and all those inconclusive conclusions.. However, god, this is so fun!!!

[KIBU]

If only my wife would let me rent forever, but she doesn’t…….

Ok, so tell you the truth, I am quite confused on what’s all the data flying in front of me from everywhere….

There is a problem of too much data and you just give up on giving serious analysis with any conclusion (for me)…too many moving parts, I am just dizzy looking at them.

Ok ok, relax, it’s just a house KIBU dude. God, please don’t let me become like formersandiegan or super patientrenter who been following house price since a decade ago… please release me and let me buy a house so I can sleep at night without going into this website and forever search for the uncertainty and all those inconclusive conclusions.. However, god, this is so fun!!!

[KIBU]

If only my wife would let me rent forever, but she doesn’t…….

Ok, so tell you the truth, I am quite confused on what’s all the data flying in front of me from everywhere….

There is a problem of too much data and you just give up on giving serious analysis with any conclusion (for me)…too many moving parts, I am just dizzy looking at them.

Ok ok, relax, it’s just a house KIBU dude. God, please don’t let me become like formersandiegan or super patientrenter who been following house price since a decade ago… please release me and let me buy a house so I can sleep at night without going into this website and forever search for the uncertainty and all those inconclusive conclusions.. However, god, this is so fun!!!

[KIBU]

If only my wife would let me rent forever, but she doesn’t…….

Ok, so tell you the truth, I am quite confused on what’s all the data flying in front of me from everywhere….

There is a problem of too much data and you just give up on giving serious analysis with any conclusion (for me)…too many moving parts, I am just dizzy looking at them.

Ok ok, relax, it’s just a house KIBU dude. God, please don’t let me become like formersandiegan or super patientrenter who been following house price since a decade ago… please release me and let me buy a house so I can sleep at night without going into this website and forever search for the uncertainty and all those inconclusive conclusions.. However, god, this is so fun!!!

[tom]

You make some very good points, Russell. My parameters are very tight (realtor’s nightmare). What would irritate me more than anything is settling for something and then find out later I could of had what I wanted (tight params).. i.e., the floor of those zip codes moving downward. However, if it becomes clear things are never going to get as cheap as I want in the area I want (i.e., I’ve missed the bottom), then yeah.. I might want to revise my goals. Then again, I’d also really like to find something in the next 18 months, so we’ll see.

But until then, I’m pretty comfortable being picky, though i haven’t really thought about it until now in the context of it putting me right in kind of the worst case of the competitive market right now. Something to ponder.

[tom]

You make some very good points, Russell. My parameters are very tight (realtor’s nightmare). What would irritate me more than anything is settling for something and then find out later I could of had what I wanted (tight params).. i.e., the floor of those zip codes moving downward. However, if it becomes clear things are never going to get as cheap as I want in the area I want (i.e., I’ve missed the bottom), then yeah.. I might want to revise my goals. Then again, I’d also really like to find something in the next 18 months, so we’ll see.

But until then, I’m pretty comfortable being picky, though i haven’t really thought about it until now in the context of it putting me right in kind of the worst case of the competitive market right now. Something to ponder.

[tom]

You make some very good points, Russell. My parameters are very tight (realtor’s nightmare). What would irritate me more than anything is settling for something and then find out later I could of had what I wanted (tight params).. i.e., the floor of those zip codes moving downward. However, if it becomes clear things are never going to get as cheap as I want in the area I want (i.e., I’ve missed the bottom), then yeah.. I might want to revise my goals. Then again, I’d also really like to find something in the next 18 months, so we’ll see.

But until then, I’m pretty comfortable being picky, though i haven’t really thought about it until now in the context of it putting me right in kind of the worst case of the competitive market right now. Something to ponder.

[tom]

You make some very good points, Russell. My parameters are very tight (realtor’s nightmare). What would irritate me more than anything is settling for something and then find out later I could of had what I wanted (tight params).. i.e., the floor of those zip codes moving downward. However, if it becomes clear things are never going to get as cheap as I want in the area I want (i.e., I’ve missed the bottom), then yeah.. I might want to revise my goals. Then again, I’d also really like to find something in the next 18 months, so we’ll see.

But until then, I’m pretty comfortable being picky, though i haven’t really thought about it until now in the context of it putting me right in kind of the worst case of the competitive market right now. Something to ponder.

[tom]

You make some very good points, Russell. My parameters are very tight (realtor’s nightmare). What would irritate me more than anything is settling for something and then find out later I could of had what I wanted (tight params).. i.e., the floor of those zip codes moving downward. However, if it becomes clear things are never going to get as cheap as I want in the area I want (i.e., I’ve missed the bottom), then yeah.. I might want to revise my goals. Then again, I’d also really like to find something in the next 18 months, so we’ll see.

But until then, I’m pretty comfortable being picky, though i haven’t really thought about it until now in the context of it putting me right in kind of the worst case of the competitive market right now. Something to ponder.

[NotCranky]

I am a little surprised how relatively sticky prices have been in your hood. On the other hand I was going to be surprised if they were not.

The area between the park, Hillcrest/University Heights and Kensington did undergo a huge demographic shift,as you likely know. If there is an example of the “San Francisco effect” hitting town that is it. However, prices very much follow perception. The trendiness, while pretty dominant has gaps.

18 months is a good window, If you can’t get what you want but really want to stay there, I would suggest thoughtfully and patiently,looking in the gaps. While shoddier at first, it could possibly be a better move in the long run. You could get a bigger lot, a house with more potential and basically live in the same hood.I know many people who did this to good results over the years, including myself. The improvements are likely to keep catching up.

If you can stomach it, try to ponder going these few streets over,ones that are most likely to experience the positive changes we have seen, and getting the best value there.

[NotCranky]

I am a little surprised how relatively sticky prices have been in your hood. On the other hand I was going to be surprised if they were not.

The area between the park, Hillcrest/University Heights and Kensington did undergo a huge demographic shift,as you likely know. If there is an example of the “San Francisco effect” hitting town that is it. However, prices very much follow perception. The trendiness, while pretty dominant has gaps.

18 months is a good window, If you can’t get what you want but really want to stay there, I would suggest thoughtfully and patiently,looking in the gaps. While shoddier at first, it could possibly be a better move in the long run. You could get a bigger lot, a house with more potential and basically live in the same hood.I know many people who did this to good results over the years, including myself. The improvements are likely to keep catching up.

If you can stomach it, try to ponder going these few streets over,ones that are most likely to experience the positive changes we have seen, and getting the best value there.

[NotCranky]

I am a little surprised how relatively sticky prices have been in your hood. On the other hand I was going to be surprised if they were not.

The area between the park, Hillcrest/University Heights and Kensington did undergo a huge demographic shift,as you likely know. If there is an example of the “San Francisco effect” hitting town that is it. However, prices very much follow perception. The trendiness, while pretty dominant has gaps.

18 months is a good window, If you can’t get what you want but really want to stay there, I would suggest thoughtfully and patiently,looking in the gaps. While shoddier at first, it could possibly be a better move in the long run. You could get a bigger lot, a house with more potential and basically live in the same hood.I know many people who did this to good results over the years, including myself. The improvements are likely to keep catching up.

If you can stomach it, try to ponder going these few streets over,ones that are most likely to experience the positive changes we have seen, and getting the best value there.

[NotCranky]

I am a little surprised how relatively sticky prices have been in your hood. On the other hand I was going to be surprised if they were not.

The area between the park, Hillcrest/University Heights and Kensington did undergo a huge demographic shift,as you likely know. If there is an example of the “San Francisco effect” hitting town that is it. However, prices very much follow perception. The trendiness, while pretty dominant has gaps.

18 months is a good window, If you can’t get what you want but really want to stay there, I would suggest thoughtfully and patiently,looking in the gaps. While shoddier at first, it could possibly be a better move in the long run. You could get a bigger lot, a house with more potential and basically live in the same hood.I know many people who did this to good results over the years, including myself. The improvements are likely to keep catching up.

If you can stomach it, try to ponder going these few streets over,ones that are most likely to experience the positive changes we have seen, and getting the best value there.

[Author]

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