Employer’s increased use of credit check

[ucodegen]

[quote meadandale]
Yes, there will be the oddballs who pay cash and don’t use credit and thus have a low credit score that doesn’t reflect their financial acumen but seriously, what percentage of people fall into that category? I’d estimate well under 1%.
[/quote]
More people than you think. I have a non-existent credit score.. someone I know has a very good credit score, but is living paycheck to paycheck. I have way more than 1 years worth of salary saved up. This person, of course, doesn’t.
[quote UCGal]
paramount – not sure what I did to piss you off.
Does it really bother you that I spend less than I earn? Wow.
[/quote]
I think you hit too close to home.. because the response got ‘personal’..
[quote GH]
If an employee has a history of theft, that kind of information WOULD be valuable to a potential employer.
[/quote]
Criminal record.. often asked about on employment applications.

[ucodegen]

[quote walterwhite]
a person who eschews debt is odd and maybe the businesses are just trying to weed out anyone odd.
[/quote]
<tinfoilhat>Or anyone that they can’t profit from….
The idea is to keep you tied to debt, continually paying the banks for the use of money and with no escape from this. If you don’t play this game, they discriminate against you through the credit rating system.</tinfoilhat>

[ucodegen]

[quote walterwhite]
a person who eschews debt is odd and maybe the businesses are just trying to weed out anyone odd.
[/quote]
<tinfoilhat>Or anyone that they can’t profit from….
The idea is to keep you tied to debt, continually paying the banks for the use of money and with no escape from this. If you don’t play this game, they discriminate against you through the credit rating system.</tinfoilhat>

[ucodegen]

[quote walterwhite]
a person who eschews debt is odd and maybe the businesses are just trying to weed out anyone odd.
[/quote]
<tinfoilhat>Or anyone that they can’t profit from….
The idea is to keep you tied to debt, continually paying the banks for the use of money and with no escape from this. If you don’t play this game, they discriminate against you through the credit rating system.</tinfoilhat>

[ucodegen]

[quote walterwhite]
a person who eschews debt is odd and maybe the businesses are just trying to weed out anyone odd.
[/quote]
<tinfoilhat>Or anyone that they can’t profit from….
The idea is to keep you tied to debt, continually paying the banks for the use of money and with no escape from this. If you don’t play this game, they discriminate against you through the credit rating system.</tinfoilhat>

[ucodegen]

[quote walterwhite]
a person who eschews debt is odd and maybe the businesses are just trying to weed out anyone odd.
[/quote]
<tinfoilhat>Or anyone that they can’t profit from….
The idea is to keep you tied to debt, continually paying the banks for the use of money and with no escape from this. If you don’t play this game, they discriminate against you through the credit rating system.</tinfoilhat>

[paramount]

[quote=ucodegen][quote meadandale]
Yes, there will be the oddballs who pay cash and don’t use credit and thus have a low credit score that doesn’t reflect their financial acumen but seriously, what percentage of people fall into that category? I’d estimate well under 1%.
[/quote]
More people than you think. I have a non-existent credit score.. someone I know has a very good credit score, but is living paycheck to paycheck. I have way more than 1 years worth of salary saved up. This person, of course, doesn’t.
[quote UCGal]
paramount – not sure what I did to piss you off.
Does it really bother you that I spend less than I earn? Wow.
[/quote]
I think you hit too close to home.. because the response got ‘personal’..
[quote GH]
If an employee has a history of theft, that kind of information WOULD be valuable to a potential employer.
[/quote]
Criminal record.. often asked about on employment applications.[/quote]

Not even close, and no it was not personal. True I strongly suspect, but not personal…This is a public forum using aliases, how personal could it get? Get a clue.

[paramount]

[quote=ucodegen][quote meadandale]
Yes, there will be the oddballs who pay cash and don’t use credit and thus have a low credit score that doesn’t reflect their financial acumen but seriously, what percentage of people fall into that category? I’d estimate well under 1%.
[/quote]
More people than you think. I have a non-existent credit score.. someone I know has a very good credit score, but is living paycheck to paycheck. I have way more than 1 years worth of salary saved up. This person, of course, doesn’t.
[quote UCGal]
paramount – not sure what I did to piss you off.
Does it really bother you that I spend less than I earn? Wow.
[/quote]
I think you hit too close to home.. because the response got ‘personal’..
[quote GH]
If an employee has a history of theft, that kind of information WOULD be valuable to a potential employer.
[/quote]
Criminal record.. often asked about on employment applications.[/quote]

Not even close, and no it was not personal. True I strongly suspect, but not personal…This is a public forum using aliases, how personal could it get? Get a clue.

[paramount]

[quote=ucodegen][quote meadandale]
Yes, there will be the oddballs who pay cash and don’t use credit and thus have a low credit score that doesn’t reflect their financial acumen but seriously, what percentage of people fall into that category? I’d estimate well under 1%.
[/quote]
More people than you think. I have a non-existent credit score.. someone I know has a very good credit score, but is living paycheck to paycheck. I have way more than 1 years worth of salary saved up. This person, of course, doesn’t.
[quote UCGal]
paramount – not sure what I did to piss you off.
Does it really bother you that I spend less than I earn? Wow.
[/quote]
I think you hit too close to home.. because the response got ‘personal’..
[quote GH]
If an employee has a history of theft, that kind of information WOULD be valuable to a potential employer.
[/quote]
Criminal record.. often asked about on employment applications.[/quote]

Not even close, and no it was not personal. True I strongly suspect, but not personal…This is a public forum using aliases, how personal could it get? Get a clue.

[paramount]

[quote=ucodegen][quote meadandale]
Yes, there will be the oddballs who pay cash and don’t use credit and thus have a low credit score that doesn’t reflect their financial acumen but seriously, what percentage of people fall into that category? I’d estimate well under 1%.
[/quote]
More people than you think. I have a non-existent credit score.. someone I know has a very good credit score, but is living paycheck to paycheck. I have way more than 1 years worth of salary saved up. This person, of course, doesn’t.
[quote UCGal]
paramount – not sure what I did to piss you off.
Does it really bother you that I spend less than I earn? Wow.
[/quote]
I think you hit too close to home.. because the response got ‘personal’..
[quote GH]
If an employee has a history of theft, that kind of information WOULD be valuable to a potential employer.
[/quote]
Criminal record.. often asked about on employment applications.[/quote]

Not even close, and no it was not personal. True I strongly suspect, but not personal…This is a public forum using aliases, how personal could it get? Get a clue.

[paramount]

[quote=ucodegen][quote meadandale]
Yes, there will be the oddballs who pay cash and don’t use credit and thus have a low credit score that doesn’t reflect their financial acumen but seriously, what percentage of people fall into that category? I’d estimate well under 1%.
[/quote]
More people than you think. I have a non-existent credit score.. someone I know has a very good credit score, but is living paycheck to paycheck. I have way more than 1 years worth of salary saved up. This person, of course, doesn’t.
[quote UCGal]
paramount – not sure what I did to piss you off.
Does it really bother you that I spend less than I earn? Wow.
[/quote]
I think you hit too close to home.. because the response got ‘personal’..
[quote GH]
If an employee has a history of theft, that kind of information WOULD be valuable to a potential employer.
[/quote]
Criminal record.. often asked about on employment applications.[/quote]

Not even close, and no it was not personal. True I strongly suspect, but not personal…This is a public forum using aliases, how personal could it get? Get a clue.

[ucodegen]

[quote paramount]
Not even close, and no it was not personal. True I strongly suspect, but not personal…This is a public forum using aliases, how personal could it get? Get a clue.
[/quote]
People respond in a more ‘personal’ attack manner than usual when comments do strike close to home, even when they are hiding behind aliases… the previous ‘political’ bends/twists on some earlier postings (before poli-derailing was banned) can be taken as evidence on that.

[ucodegen]

[quote paramount]
Not even close, and no it was not personal. True I strongly suspect, but not personal…This is a public forum using aliases, how personal could it get? Get a clue.
[/quote]
People respond in a more ‘personal’ attack manner than usual when comments do strike close to home, even when they are hiding behind aliases… the previous ‘political’ bends/twists on some earlier postings (before poli-derailing was banned) can be taken as evidence on that.

[ucodegen]

[quote paramount]
Not even close, and no it was not personal. True I strongly suspect, but not personal…This is a public forum using aliases, how personal could it get? Get a clue.
[/quote]
People respond in a more ‘personal’ attack manner than usual when comments do strike close to home, even when they are hiding behind aliases… the previous ‘political’ bends/twists on some earlier postings (before poli-derailing was banned) can be taken as evidence on that.

[ucodegen]

[quote paramount]
Not even close, and no it was not personal. True I strongly suspect, but not personal…This is a public forum using aliases, how personal could it get? Get a clue.
[/quote]
People respond in a more ‘personal’ attack manner than usual when comments do strike close to home, even when they are hiding behind aliases… the previous ‘political’ bends/twists on some earlier postings (before poli-derailing was banned) can be taken as evidence on that.

[Author]

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