Credit Card Recommendations

[Anonymous]

I know you already have an Amex, but just some info for others:

If you put at least a few thousand/month on your card and have a family (i.e. spend a lot at grocery stores), the rewards value of the AMEX Blue Cash card works out to be pretty good. I prefer cash-back rewards, as they are the most “liquid.”

http://www201.americanexpress.com/getthecard/learn-about/BlueCash

[VCJIM]

I applied for a CapitalOne No Hassle…hopefully it won’t be a hassle. That’s good info GoUSC on the international currency fee! I’ve found AMEX to be fair on their exchange rate.

[VCJIM]

I applied for a CapitalOne No Hassle…hopefully it won’t be a hassle. That’s good info GoUSC on the international currency fee! I’ve found AMEX to be fair on their exchange rate.

[VCJIM]

I applied for a CapitalOne No Hassle…hopefully it won’t be a hassle. That’s good info GoUSC on the international currency fee! I’ve found AMEX to be fair on their exchange rate.

[VCJIM]

I applied for a CapitalOne No Hassle…hopefully it won’t be a hassle. That’s good info GoUSC on the international currency fee! I’ve found AMEX to be fair on their exchange rate.

[VCJIM]

I applied for a CapitalOne No Hassle…hopefully it won’t be a hassle. That’s good info GoUSC on the international currency fee! I’ve found AMEX to be fair on their exchange rate.

[evolusd]

I used the AMEX ‘One’ card for years – 1% cash back of all purchases. They deposit exactly 1% of your statement balance in a high-yield AMEX savings account each month.

I just switched to a Charles Schwab ‘Invest First’ Visa that claims 2% cash back, which they place in my brokerage account each month (although I haven’t received the 1st pmt yet).

Both great cards! I’d put my rent on it if I could.

[evolusd]

I used the AMEX ‘One’ card for years – 1% cash back of all purchases. They deposit exactly 1% of your statement balance in a high-yield AMEX savings account each month.

I just switched to a Charles Schwab ‘Invest First’ Visa that claims 2% cash back, which they place in my brokerage account each month (although I haven’t received the 1st pmt yet).

Both great cards! I’d put my rent on it if I could.

[evolusd]

I used the AMEX ‘One’ card for years – 1% cash back of all purchases. They deposit exactly 1% of your statement balance in a high-yield AMEX savings account each month.

I just switched to a Charles Schwab ‘Invest First’ Visa that claims 2% cash back, which they place in my brokerage account each month (although I haven’t received the 1st pmt yet).

Both great cards! I’d put my rent on it if I could.

[evolusd]

I used the AMEX ‘One’ card for years – 1% cash back of all purchases. They deposit exactly 1% of your statement balance in a high-yield AMEX savings account each month.

I just switched to a Charles Schwab ‘Invest First’ Visa that claims 2% cash back, which they place in my brokerage account each month (although I haven’t received the 1st pmt yet).

Both great cards! I’d put my rent on it if I could.

[evolusd]

I used the AMEX ‘One’ card for years – 1% cash back of all purchases. They deposit exactly 1% of your statement balance in a high-yield AMEX savings account each month.

I just switched to a Charles Schwab ‘Invest First’ Visa that claims 2% cash back, which they place in my brokerage account each month (although I haven’t received the 1st pmt yet).

Both great cards! I’d put my rent on it if I could.

[briansd1]

[quote=VCJIM]I applied for a CapitalOne No Hassle…hopefully it won’t be a hassle. That’s good info GoUSC on the international currency fee! I’ve found AMEX to be fair on their exchange rate.[/quote]

True. Capital One doesn’t charge a currency conversion fee.

I hear that most credit card companies increased their currency conversion fee to 3%. Some may still charge 1%. If you need cash, Citibank doesn’t charge when you use their ATM overseas. Of course, you’ll need a checking/savings account with them. They only have ATMs in some countries so check their website.

Depends on where you travel in Europe, bring cash. The conversion commissions can be very high. For example Netherlands doesn’t charge commissions but France is a rip-off.

Even if you book train tickets online, arrive at the station early. It’s not possible to retrieve train tickets at many ticket kiosks because our credit cards don’t have smart chips. You need to line-up at a counter with a human attendant.

If you buy a local cell phone pay-as-you-go smart chip, top-off your account before you cross the border because you can’t recharge the account outside the home country.

[briansd1]

[quote=VCJIM]I applied for a CapitalOne No Hassle…hopefully it won’t be a hassle. That’s good info GoUSC on the international currency fee! I’ve found AMEX to be fair on their exchange rate.[/quote]

True. Capital One doesn’t charge a currency conversion fee.

I hear that most credit card companies increased their currency conversion fee to 3%. Some may still charge 1%. If you need cash, Citibank doesn’t charge when you use their ATM overseas. Of course, you’ll need a checking/savings account with them. They only have ATMs in some countries so check their website.

Depends on where you travel in Europe, bring cash. The conversion commissions can be very high. For example Netherlands doesn’t charge commissions but France is a rip-off.

Even if you book train tickets online, arrive at the station early. It’s not possible to retrieve train tickets at many ticket kiosks because our credit cards don’t have smart chips. You need to line-up at a counter with a human attendant.

If you buy a local cell phone pay-as-you-go smart chip, top-off your account before you cross the border because you can’t recharge the account outside the home country.

[briansd1]

[quote=VCJIM]I applied for a CapitalOne No Hassle…hopefully it won’t be a hassle. That’s good info GoUSC on the international currency fee! I’ve found AMEX to be fair on their exchange rate.[/quote]

True. Capital One doesn’t charge a currency conversion fee.

I hear that most credit card companies increased their currency conversion fee to 3%. Some may still charge 1%. If you need cash, Citibank doesn’t charge when you use their ATM overseas. Of course, you’ll need a checking/savings account with them. They only have ATMs in some countries so check their website.

Depends on where you travel in Europe, bring cash. The conversion commissions can be very high. For example Netherlands doesn’t charge commissions but France is a rip-off.

Even if you book train tickets online, arrive at the station early. It’s not possible to retrieve train tickets at many ticket kiosks because our credit cards don’t have smart chips. You need to line-up at a counter with a human attendant.

If you buy a local cell phone pay-as-you-go smart chip, top-off your account before you cross the border because you can’t recharge the account outside the home country.

[briansd1]

[quote=VCJIM]I applied for a CapitalOne No Hassle…hopefully it won’t be a hassle. That’s good info GoUSC on the international currency fee! I’ve found AMEX to be fair on their exchange rate.[/quote]

True. Capital One doesn’t charge a currency conversion fee.

I hear that most credit card companies increased their currency conversion fee to 3%. Some may still charge 1%. If you need cash, Citibank doesn’t charge when you use their ATM overseas. Of course, you’ll need a checking/savings account with them. They only have ATMs in some countries so check their website.

Depends on where you travel in Europe, bring cash. The conversion commissions can be very high. For example Netherlands doesn’t charge commissions but France is a rip-off.

Even if you book train tickets online, arrive at the station early. It’s not possible to retrieve train tickets at many ticket kiosks because our credit cards don’t have smart chips. You need to line-up at a counter with a human attendant.

If you buy a local cell phone pay-as-you-go smart chip, top-off your account before you cross the border because you can’t recharge the account outside the home country.

[Author]

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