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We have Geico and I was quite pleasantly surprised at the relatively moderate bump in our rate when we added our 16-year-old.
Geico did not inc. Our rate at all with a new 16 y.o. driver which I found crazy.
But it is true.
Try 21st Century Insurance. I’ve been with them for decades, so not sure if that’s why we have such a good rate, but every other insurance company that I’ve called to compare rates has said that there was no way they could come anywhere near what we’re paying with 21st Century.