Home › Forums › Financial Markets/Economics › $500k and 33years old, when is enough enough?
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December 22, 2010 at 8:17 AM #644720December 22, 2010 at 8:20 AM #643616CoronitaParticipant
Sheesh…Folks, enjoy life for a change… You never know what tomorrow brings….
December 22, 2010 at 8:20 AM #643687CoronitaParticipantSheesh…Folks, enjoy life for a change… You never know what tomorrow brings….
December 22, 2010 at 8:20 AM #644268CoronitaParticipantSheesh…Folks, enjoy life for a change… You never know what tomorrow brings….
December 22, 2010 at 8:20 AM #644403CoronitaParticipantSheesh…Folks, enjoy life for a change… You never know what tomorrow brings….
December 22, 2010 at 8:20 AM #644725CoronitaParticipantSheesh…Folks, enjoy life for a change… You never know what tomorrow brings….
December 22, 2010 at 9:10 AM #643641zzzParticipant[quote=Doooh]Here’s the thing, you don’t have to blow loads to get away. We do everything dirt cheap. I don’t think most folks realize how cheaply travel can be had.
We travel in a truck and camper, we sleep in Walmart parking lots, and on forest land along the way. Truck stops work but they’re a little loud. We actually save $ on the road vs at work running the rat race if we care to. I’m not eating lunch out at work when were on vacation, though I’m very frugal that way too.
The biggest expenses we incur while traveling is fuel. But, after adding up the mileage and fuel usage to and from work, we actually don’t spend more than $200 more on fuel than I would commuting to and from work in a months time.
Travel is dirt cheap if done right. We despise hotels to the point of bringing our own sleeping bags with us on the rare occasions we find ourselves in a hotel room. The bed gets stripped and we try not to touch the mattress. Hotel bedding makes me wince just writing about it.
We make ridiculous amounts of $, and get gitty about clipping coupons, we live in a barn at the moment and the wife wouldn’t have it any other way. We’re stupid frugal sometimes, yet have enough toys to last a lifetime. I actually think I could swing the toys we have, meaning buying and selling them, and make a $15k income a year doing it…. Tax free. I’m confident I can do that year in and year out. Doing it in this down economy proves it. It’s actually easier when times are tough. Toys are cheap right now. It’s all about buy things with pennies and selling things for dollars.
Our hobbies wouldn’t suffer, frankly I think I could make them flourish as a bonified side gig… Again, if I had time.
All this to say, life would still be fun, we wouldn’t be hermits stuck in the mountains like some think life is without a steady cash flow… Well, unless we wanted to be hermits in the Mountains, life wouldn’t be that way.[/quote]
It sounds like you have already figured out the question in your original post, which was “How cheaply can one live on a yearly basis?”
You have SPECIFIC needs/wants that differ than mine or others on this board and you’ve already indicated that living in a barn and traveling on the cheap is what you guys prefer.
So maybe you’re just looking for a sounding board, but I think really only you can answer the question as to whether you are ready to leave working for the MAN, how you want to live cheaply and budget your dollars, and what type of life you want to have.
December 22, 2010 at 9:10 AM #643713zzzParticipant[quote=Doooh]Here’s the thing, you don’t have to blow loads to get away. We do everything dirt cheap. I don’t think most folks realize how cheaply travel can be had.
We travel in a truck and camper, we sleep in Walmart parking lots, and on forest land along the way. Truck stops work but they’re a little loud. We actually save $ on the road vs at work running the rat race if we care to. I’m not eating lunch out at work when were on vacation, though I’m very frugal that way too.
The biggest expenses we incur while traveling is fuel. But, after adding up the mileage and fuel usage to and from work, we actually don’t spend more than $200 more on fuel than I would commuting to and from work in a months time.
Travel is dirt cheap if done right. We despise hotels to the point of bringing our own sleeping bags with us on the rare occasions we find ourselves in a hotel room. The bed gets stripped and we try not to touch the mattress. Hotel bedding makes me wince just writing about it.
We make ridiculous amounts of $, and get gitty about clipping coupons, we live in a barn at the moment and the wife wouldn’t have it any other way. We’re stupid frugal sometimes, yet have enough toys to last a lifetime. I actually think I could swing the toys we have, meaning buying and selling them, and make a $15k income a year doing it…. Tax free. I’m confident I can do that year in and year out. Doing it in this down economy proves it. It’s actually easier when times are tough. Toys are cheap right now. It’s all about buy things with pennies and selling things for dollars.
Our hobbies wouldn’t suffer, frankly I think I could make them flourish as a bonified side gig… Again, if I had time.
All this to say, life would still be fun, we wouldn’t be hermits stuck in the mountains like some think life is without a steady cash flow… Well, unless we wanted to be hermits in the Mountains, life wouldn’t be that way.[/quote]
It sounds like you have already figured out the question in your original post, which was “How cheaply can one live on a yearly basis?”
You have SPECIFIC needs/wants that differ than mine or others on this board and you’ve already indicated that living in a barn and traveling on the cheap is what you guys prefer.
So maybe you’re just looking for a sounding board, but I think really only you can answer the question as to whether you are ready to leave working for the MAN, how you want to live cheaply and budget your dollars, and what type of life you want to have.
December 22, 2010 at 9:10 AM #644293zzzParticipant[quote=Doooh]Here’s the thing, you don’t have to blow loads to get away. We do everything dirt cheap. I don’t think most folks realize how cheaply travel can be had.
We travel in a truck and camper, we sleep in Walmart parking lots, and on forest land along the way. Truck stops work but they’re a little loud. We actually save $ on the road vs at work running the rat race if we care to. I’m not eating lunch out at work when were on vacation, though I’m very frugal that way too.
The biggest expenses we incur while traveling is fuel. But, after adding up the mileage and fuel usage to and from work, we actually don’t spend more than $200 more on fuel than I would commuting to and from work in a months time.
Travel is dirt cheap if done right. We despise hotels to the point of bringing our own sleeping bags with us on the rare occasions we find ourselves in a hotel room. The bed gets stripped and we try not to touch the mattress. Hotel bedding makes me wince just writing about it.
We make ridiculous amounts of $, and get gitty about clipping coupons, we live in a barn at the moment and the wife wouldn’t have it any other way. We’re stupid frugal sometimes, yet have enough toys to last a lifetime. I actually think I could swing the toys we have, meaning buying and selling them, and make a $15k income a year doing it…. Tax free. I’m confident I can do that year in and year out. Doing it in this down economy proves it. It’s actually easier when times are tough. Toys are cheap right now. It’s all about buy things with pennies and selling things for dollars.
Our hobbies wouldn’t suffer, frankly I think I could make them flourish as a bonified side gig… Again, if I had time.
All this to say, life would still be fun, we wouldn’t be hermits stuck in the mountains like some think life is without a steady cash flow… Well, unless we wanted to be hermits in the Mountains, life wouldn’t be that way.[/quote]
It sounds like you have already figured out the question in your original post, which was “How cheaply can one live on a yearly basis?”
You have SPECIFIC needs/wants that differ than mine or others on this board and you’ve already indicated that living in a barn and traveling on the cheap is what you guys prefer.
So maybe you’re just looking for a sounding board, but I think really only you can answer the question as to whether you are ready to leave working for the MAN, how you want to live cheaply and budget your dollars, and what type of life you want to have.
December 22, 2010 at 9:10 AM #644428zzzParticipant[quote=Doooh]Here’s the thing, you don’t have to blow loads to get away. We do everything dirt cheap. I don’t think most folks realize how cheaply travel can be had.
We travel in a truck and camper, we sleep in Walmart parking lots, and on forest land along the way. Truck stops work but they’re a little loud. We actually save $ on the road vs at work running the rat race if we care to. I’m not eating lunch out at work when were on vacation, though I’m very frugal that way too.
The biggest expenses we incur while traveling is fuel. But, after adding up the mileage and fuel usage to and from work, we actually don’t spend more than $200 more on fuel than I would commuting to and from work in a months time.
Travel is dirt cheap if done right. We despise hotels to the point of bringing our own sleeping bags with us on the rare occasions we find ourselves in a hotel room. The bed gets stripped and we try not to touch the mattress. Hotel bedding makes me wince just writing about it.
We make ridiculous amounts of $, and get gitty about clipping coupons, we live in a barn at the moment and the wife wouldn’t have it any other way. We’re stupid frugal sometimes, yet have enough toys to last a lifetime. I actually think I could swing the toys we have, meaning buying and selling them, and make a $15k income a year doing it…. Tax free. I’m confident I can do that year in and year out. Doing it in this down economy proves it. It’s actually easier when times are tough. Toys are cheap right now. It’s all about buy things with pennies and selling things for dollars.
Our hobbies wouldn’t suffer, frankly I think I could make them flourish as a bonified side gig… Again, if I had time.
All this to say, life would still be fun, we wouldn’t be hermits stuck in the mountains like some think life is without a steady cash flow… Well, unless we wanted to be hermits in the Mountains, life wouldn’t be that way.[/quote]
It sounds like you have already figured out the question in your original post, which was “How cheaply can one live on a yearly basis?”
You have SPECIFIC needs/wants that differ than mine or others on this board and you’ve already indicated that living in a barn and traveling on the cheap is what you guys prefer.
So maybe you’re just looking for a sounding board, but I think really only you can answer the question as to whether you are ready to leave working for the MAN, how you want to live cheaply and budget your dollars, and what type of life you want to have.
December 22, 2010 at 9:10 AM #644751zzzParticipant[quote=Doooh]Here’s the thing, you don’t have to blow loads to get away. We do everything dirt cheap. I don’t think most folks realize how cheaply travel can be had.
We travel in a truck and camper, we sleep in Walmart parking lots, and on forest land along the way. Truck stops work but they’re a little loud. We actually save $ on the road vs at work running the rat race if we care to. I’m not eating lunch out at work when were on vacation, though I’m very frugal that way too.
The biggest expenses we incur while traveling is fuel. But, after adding up the mileage and fuel usage to and from work, we actually don’t spend more than $200 more on fuel than I would commuting to and from work in a months time.
Travel is dirt cheap if done right. We despise hotels to the point of bringing our own sleeping bags with us on the rare occasions we find ourselves in a hotel room. The bed gets stripped and we try not to touch the mattress. Hotel bedding makes me wince just writing about it.
We make ridiculous amounts of $, and get gitty about clipping coupons, we live in a barn at the moment and the wife wouldn’t have it any other way. We’re stupid frugal sometimes, yet have enough toys to last a lifetime. I actually think I could swing the toys we have, meaning buying and selling them, and make a $15k income a year doing it…. Tax free. I’m confident I can do that year in and year out. Doing it in this down economy proves it. It’s actually easier when times are tough. Toys are cheap right now. It’s all about buy things with pennies and selling things for dollars.
Our hobbies wouldn’t suffer, frankly I think I could make them flourish as a bonified side gig… Again, if I had time.
All this to say, life would still be fun, we wouldn’t be hermits stuck in the mountains like some think life is without a steady cash flow… Well, unless we wanted to be hermits in the Mountains, life wouldn’t be that way.[/quote]
It sounds like you have already figured out the question in your original post, which was “How cheaply can one live on a yearly basis?”
You have SPECIFIC needs/wants that differ than mine or others on this board and you’ve already indicated that living in a barn and traveling on the cheap is what you guys prefer.
So maybe you’re just looking for a sounding board, but I think really only you can answer the question as to whether you are ready to leave working for the MAN, how you want to live cheaply and budget your dollars, and what type of life you want to have.
December 22, 2010 at 9:59 AM #643661DooohParticipantMy 2010 resolution was to hammer down our finances and our budget. Quickbooks was broken out last night, for a final round before the year ends, and there’s a couple more tweeks needed to come to a hard conclusion.
I want to exclude all toy expenses and rental costs. I have enough wrapped up in toys that I don’t need more, and when I get tired of the ones I have, I’ll have to the time to sell them for what ever new junk I want. Rent will be out of the picture with a paid off home under my belt.
I want to see what food, utilities and clothes cost. We lived frugally, as we normally would have through 2010, though we didn’t try and break ourselves down in order to spend the bear minimus. There’s some savings that can easily be had if we wanted… For instance Turkeys were $5 after Thankgiving those suckers are GOOD deep fried, and they will last a year in the freezer. I hunt and fish, and with some extra TIME laying around, I think all of these things can bring the food bill way down, maybe by 25-40% or so, and we would be eating better to boot.
So, I think I can deduce what our lifestyle would cost minus the extra Health insurance bill and the payed of house maintenance that we’d incur. Fuel cost would drop dramatically, I want to say the work clothes bill would drop too, but I work in pants a t-shirt so there wouldn’t be a change.
What have I missed, besides the cost of a kid or two? (insert sarcasm here)
December 22, 2010 at 9:59 AM #643732DooohParticipantMy 2010 resolution was to hammer down our finances and our budget. Quickbooks was broken out last night, for a final round before the year ends, and there’s a couple more tweeks needed to come to a hard conclusion.
I want to exclude all toy expenses and rental costs. I have enough wrapped up in toys that I don’t need more, and when I get tired of the ones I have, I’ll have to the time to sell them for what ever new junk I want. Rent will be out of the picture with a paid off home under my belt.
I want to see what food, utilities and clothes cost. We lived frugally, as we normally would have through 2010, though we didn’t try and break ourselves down in order to spend the bear minimus. There’s some savings that can easily be had if we wanted… For instance Turkeys were $5 after Thankgiving those suckers are GOOD deep fried, and they will last a year in the freezer. I hunt and fish, and with some extra TIME laying around, I think all of these things can bring the food bill way down, maybe by 25-40% or so, and we would be eating better to boot.
So, I think I can deduce what our lifestyle would cost minus the extra Health insurance bill and the payed of house maintenance that we’d incur. Fuel cost would drop dramatically, I want to say the work clothes bill would drop too, but I work in pants a t-shirt so there wouldn’t be a change.
What have I missed, besides the cost of a kid or two? (insert sarcasm here)
December 22, 2010 at 9:59 AM #644313DooohParticipantMy 2010 resolution was to hammer down our finances and our budget. Quickbooks was broken out last night, for a final round before the year ends, and there’s a couple more tweeks needed to come to a hard conclusion.
I want to exclude all toy expenses and rental costs. I have enough wrapped up in toys that I don’t need more, and when I get tired of the ones I have, I’ll have to the time to sell them for what ever new junk I want. Rent will be out of the picture with a paid off home under my belt.
I want to see what food, utilities and clothes cost. We lived frugally, as we normally would have through 2010, though we didn’t try and break ourselves down in order to spend the bear minimus. There’s some savings that can easily be had if we wanted… For instance Turkeys were $5 after Thankgiving those suckers are GOOD deep fried, and they will last a year in the freezer. I hunt and fish, and with some extra TIME laying around, I think all of these things can bring the food bill way down, maybe by 25-40% or so, and we would be eating better to boot.
So, I think I can deduce what our lifestyle would cost minus the extra Health insurance bill and the payed of house maintenance that we’d incur. Fuel cost would drop dramatically, I want to say the work clothes bill would drop too, but I work in pants a t-shirt so there wouldn’t be a change.
What have I missed, besides the cost of a kid or two? (insert sarcasm here)
December 22, 2010 at 9:59 AM #644448DooohParticipantMy 2010 resolution was to hammer down our finances and our budget. Quickbooks was broken out last night, for a final round before the year ends, and there’s a couple more tweeks needed to come to a hard conclusion.
I want to exclude all toy expenses and rental costs. I have enough wrapped up in toys that I don’t need more, and when I get tired of the ones I have, I’ll have to the time to sell them for what ever new junk I want. Rent will be out of the picture with a paid off home under my belt.
I want to see what food, utilities and clothes cost. We lived frugally, as we normally would have through 2010, though we didn’t try and break ourselves down in order to spend the bear minimus. There’s some savings that can easily be had if we wanted… For instance Turkeys were $5 after Thankgiving those suckers are GOOD deep fried, and they will last a year in the freezer. I hunt and fish, and with some extra TIME laying around, I think all of these things can bring the food bill way down, maybe by 25-40% or so, and we would be eating better to boot.
So, I think I can deduce what our lifestyle would cost minus the extra Health insurance bill and the payed of house maintenance that we’d incur. Fuel cost would drop dramatically, I want to say the work clothes bill would drop too, but I work in pants a t-shirt so there wouldn’t be a change.
What have I missed, besides the cost of a kid or two? (insert sarcasm here)
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