$500k and 33years old, when is enough enough?

[moneymaker]

At minimum wage,$16k a year, how long do you think it would take to save $26k? Or in other words I don’t think so. What about closing costs,taxes,insurance? Anyone making minimum wage CANNOT by themselves buy a home, and keep it, in San Diego! Not without some form of government assistance.

[desmond]

‘House paid off, 2 kids, no “real” job, and all the time in the world is what I’m pondering”

I think that will get harder to do the more money you make and have. Somebody without money and a job can do it easy, nothing to lose. I would keep working and saving money, later on that money will help you do whatever you want, just don’t wait to long.

[desmond]

‘House paid off, 2 kids, no “real” job, and all the time in the world is what I’m pondering”

I think that will get harder to do the more money you make and have. Somebody without money and a job can do it easy, nothing to lose. I would keep working and saving money, later on that money will help you do whatever you want, just don’t wait to long.

[desmond]

‘House paid off, 2 kids, no “real” job, and all the time in the world is what I’m pondering”

I think that will get harder to do the more money you make and have. Somebody without money and a job can do it easy, nothing to lose. I would keep working and saving money, later on that money will help you do whatever you want, just don’t wait to long.

[desmond]

‘House paid off, 2 kids, no “real” job, and all the time in the world is what I’m pondering”

I think that will get harder to do the more money you make and have. Somebody without money and a job can do it easy, nothing to lose. I would keep working and saving money, later on that money will help you do whatever you want, just don’t wait to long.

[desmond]

‘House paid off, 2 kids, no “real” job, and all the time in the world is what I’m pondering”

I think that will get harder to do the more money you make and have. Somebody without money and a job can do it easy, nothing to lose. I would keep working and saving money, later on that money will help you do whatever you want, just don’t wait to long.

[sdrealtor]

New Mexico is beautiful but I beleive it has the highest percentage of people on public assistance in the country. I have a client who came from there. Its not just the cold winters but the winds that blow all year. They described it as getting sandblasted all Summer.

[sdrealtor]

New Mexico is beautiful but I beleive it has the highest percentage of people on public assistance in the country. I have a client who came from there. Its not just the cold winters but the winds that blow all year. They described it as getting sandblasted all Summer.

[sdrealtor]

New Mexico is beautiful but I beleive it has the highest percentage of people on public assistance in the country. I have a client who came from there. Its not just the cold winters but the winds that blow all year. They described it as getting sandblasted all Summer.

[sdrealtor]

New Mexico is beautiful but I beleive it has the highest percentage of people on public assistance in the country. I have a client who came from there. Its not just the cold winters but the winds that blow all year. They described it as getting sandblasted all Summer.

[sdrealtor]

New Mexico is beautiful but I beleive it has the highest percentage of people on public assistance in the country. I have a client who came from there. Its not just the cold winters but the winds that blow all year. They described it as getting sandblasted all Summer.

[bearishgurl]

[quote=AN]BTW, you ask for examples of house <$225k, here's one: http://www.redfin.com/CA/Chula-Vista/398-Montcalm-St-91911/home/6188766
The schools are alright in this area. Not the best but not the worse either, just average. Crime rate isn't all horrible either: http://www.clrsearch.com/91911_Demographics/Crime_Statistics.

At $130k, if you can scrape together $26k for the down payment, your monthly payment is only $526-550, depending on interest rate. I think you can afford that on single income working minimum wage job.[/quote]

AN, these properties on the west AND east sides of Nacion Ave are situated above I-805, which came roaring thru there in '84. These properties are now among the noisiest in SD County . . . absolutely, utterly deafening, due to being perched far above the fwy shoulder. The green strips you see on the map are NOT parkland, they are fwy embankment. This is a fatal flaw, IMO. Being inside this house will offer little relief, even if all windows are shut. And they better be double or triple-paned. This one doesn’t have them . . . hence the price.

However, there are much better homes which are better-located than this in this area for $170K to $300K. School attendance area is Greg Rogers Elem, Castle Park Middle and High. I know at least a dozen boomers that graduated from the then CP Jr/Sr High. I don’t think these schools are as good today as they were in the 60’s/70’s. CPHS is part of SDSU’s “Compact for Success” program (guaranteed admission), which began in 2000. I don’t know how many CP grads accepted into SDSU from this program have successfully graduated with a Bachelor’s degree.

[bearishgurl]

[quote=AN]BTW, you ask for examples of house <$225k, here's one: http://www.redfin.com/CA/Chula-Vista/398-Montcalm-St-91911/home/6188766
The schools are alright in this area. Not the best but not the worse either, just average. Crime rate isn't all horrible either: http://www.clrsearch.com/91911_Demographics/Crime_Statistics.

At $130k, if you can scrape together $26k for the down payment, your monthly payment is only $526-550, depending on interest rate. I think you can afford that on single income working minimum wage job.[/quote]

AN, these properties on the west AND east sides of Nacion Ave are situated above I-805, which came roaring thru there in '84. These properties are now among the noisiest in SD County . . . absolutely, utterly deafening, due to being perched far above the fwy shoulder. The green strips you see on the map are NOT parkland, they are fwy embankment. This is a fatal flaw, IMO. Being inside this house will offer little relief, even if all windows are shut. And they better be double or triple-paned. This one doesn’t have them . . . hence the price.

However, there are much better homes which are better-located than this in this area for $170K to $300K. School attendance area is Greg Rogers Elem, Castle Park Middle and High. I know at least a dozen boomers that graduated from the then CP Jr/Sr High. I don’t think these schools are as good today as they were in the 60’s/70’s. CPHS is part of SDSU’s “Compact for Success” program (guaranteed admission), which began in 2000. I don’t know how many CP grads accepted into SDSU from this program have successfully graduated with a Bachelor’s degree.

[bearishgurl]

[quote=AN]BTW, you ask for examples of house <$225k, here's one: http://www.redfin.com/CA/Chula-Vista/398-Montcalm-St-91911/home/6188766
The schools are alright in this area. Not the best but not the worse either, just average. Crime rate isn't all horrible either: http://www.clrsearch.com/91911_Demographics/Crime_Statistics.

At $130k, if you can scrape together $26k for the down payment, your monthly payment is only $526-550, depending on interest rate. I think you can afford that on single income working minimum wage job.[/quote]

AN, these properties on the west AND east sides of Nacion Ave are situated above I-805, which came roaring thru there in '84. These properties are now among the noisiest in SD County . . . absolutely, utterly deafening, due to being perched far above the fwy shoulder. The green strips you see on the map are NOT parkland, they are fwy embankment. This is a fatal flaw, IMO. Being inside this house will offer little relief, even if all windows are shut. And they better be double or triple-paned. This one doesn’t have them . . . hence the price.

However, there are much better homes which are better-located than this in this area for $170K to $300K. School attendance area is Greg Rogers Elem, Castle Park Middle and High. I know at least a dozen boomers that graduated from the then CP Jr/Sr High. I don’t think these schools are as good today as they were in the 60’s/70’s. CPHS is part of SDSU’s “Compact for Success” program (guaranteed admission), which began in 2000. I don’t know how many CP grads accepted into SDSU from this program have successfully graduated with a Bachelor’s degree.

[bearishgurl]

[quote=AN]BTW, you ask for examples of house <$225k, here's one: http://www.redfin.com/CA/Chula-Vista/398-Montcalm-St-91911/home/6188766
The schools are alright in this area. Not the best but not the worse either, just average. Crime rate isn't all horrible either: http://www.clrsearch.com/91911_Demographics/Crime_Statistics.

At $130k, if you can scrape together $26k for the down payment, your monthly payment is only $526-550, depending on interest rate. I think you can afford that on single income working minimum wage job.[/quote]

AN, these properties on the west AND east sides of Nacion Ave are situated above I-805, which came roaring thru there in '84. These properties are now among the noisiest in SD County . . . absolutely, utterly deafening, due to being perched far above the fwy shoulder. The green strips you see on the map are NOT parkland, they are fwy embankment. This is a fatal flaw, IMO. Being inside this house will offer little relief, even if all windows are shut. And they better be double or triple-paned. This one doesn’t have them . . . hence the price.

However, there are much better homes which are better-located than this in this area for $170K to $300K. School attendance area is Greg Rogers Elem, Castle Park Middle and High. I know at least a dozen boomers that graduated from the then CP Jr/Sr High. I don’t think these schools are as good today as they were in the 60’s/70’s. CPHS is part of SDSU’s “Compact for Success” program (guaranteed admission), which began in 2000. I don’t know how many CP grads accepted into SDSU from this program have successfully graduated with a Bachelor’s degree.

[Author]

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