$500k and 33years old, when is enough enough?

[bearishgurl]

[quote=ctr70]There are a LOT of areas in SD County with SFR’s <$250k. But they are not in the most desirable areas. They are not in areas that most people that live by the beach have probably ever been. You can get a totally rehabbed 3/2 1,200-1,500sf house built between the 1940's to 1970's for about $250k, and a 3/2 fixer for say $210k in these areas. -El Cajon -Santee -Lakeside -Old Chula Vista -Paradise Hills -Lemon Grove -Spring Valley -National City -Encanto -City Heights -SE San Diego -Oceanside -Vista -Escondido -San Ysidro -Many parts of the College area There are all more working class, blue collar areas. If you want to get into a white collar area with the very top schools, yes it is going to be $350,000 on the very, very low end for a fixer and more like $500,000 for a fixed up house.

You can get condo’s pretty much ANYWHERE for $250k or less. Even in places like Carlsbad, Scripps Ranch, Rancho Bernardo, Point Loma, PB, etc… And that is even 3/2 condos![/quote]

Thank you, ctr70. However, I want to add that “white-collar professionals” DO live in all these areas and some of these areas have a preponderance of retired homeowners. Many “blue collar workers” make more $$ than the average white collar worker. And very often, retired homeowners have far more discretionary income than homeowners who are still in the workforce.

Acc to SDLookup, there currently appear to be 59 SFRs and PUDs for sale in 91910 (Chula Vista –Dtn/North/Hilltop/Terra Nova/RDR) that are priced from $175K to $300K. All of these properties are within the Hilltop High/Chula Vista High attendance areas.

Acc to SDLookup, there currently appear to be 114 SFRs for sale in 91911 (Chula Vista South – Country Club/Castle Park/Loma Verde) that are priced from $130K to $300K. All of these properties are within the Hilltop High/Chula Vista High/Castle Park High attendance areas.

Acc to SDLookup, there currently appear to be 23 SFRs for sale in 91913 (Chula Vista – Eastlake Shores/Hills, College Estates, St. Claire) that are priced from $250K to $300K. All of these properties are within the Bonita Vista High/Eastlake High attendance areas.

Acc to SDLookup, there currently appear to be 34 SFRs/PUDs in 91915 (Chula Vista – Otay Ranch, Eastlake Greens/Woods) that are priced from $230K to $300K. All of these properties are within the Eastlake High/Olympian High attendance area.

Acc to SDLookup, there currently appear to be 8 SFRs for sale (incl. 2 PUDs) in 91902 (Bonita – Sunnyside) that are priced from $230K to $298K. All six of the SFRs are fixers, one with a cracked slab and another with a severe subsidence problem. All of these properties are within the Bonita Vista High attendance areas and are located 13-18 miles from dtn SD.

Acc to SDLookup, there currently appear to be 41 SFR’s for sale in 92019 (El Cajon – Granite Hills, Vista Grande, Dehesa) that are priced from $175K to $300K. A small portion of these properties are in the Valhalla HS attendance area.

ctr70’s “very top schools” issue is subjective, depending on your child. Let’s look again at the breakdown of the 2010 API scores for the “coveted” Torrey Pines HS (TPHS) again:

Black: unscored
Hispanic: 680
White: 867
Asian: 949
Filipino: unscored

If your child happens to be “Hispanic,” there are many HS’s serving the above areas where “Hispanics” score better on the API, often MUCH better than TPHS.

For instance:

Hilltop HS (Chula Vista) 759
Castle Park HS (Chula Vista) 758
Eastlake HS (Chula Vista) 782
Bonita Vista HS (Chula Vista) 810
Olympian HS (Chula Vista) 778
Valhalla HS (El Cajon) 759

Other demographics of student scores are higher or a lot higher in these schools.

[quote=doooh]For the $, and school districts, every one of these places are compromises to living out of state. Unless you get to the outskirts of these cities your living in non desirable areas.
East Escondido near san Pasqual is an option, but seriously, you might as well live in LA if San Yesidro is a consideration.
San Diego is not the place it was when my folks raised me here. Lemon Grove, la Mesa and El cajon are obnoxiously priced for the holes they’ve become. They’re not options, yet they were 20 yes ago.[/quote]

Doooh, would you care to tell us what community of San Diego County you grew up in? And, if you still have relatives there, why don’t you want to purchase in the same community you grew up, to be close to family? This is what many young native San Diegans do.

And do you consider ALL of those communities that ctr70 brought up as “inland?”

And why do you think SD County family homes should be priced at sub $100K, on par, with say, some rural or semi-rural areas of the Midwest?

And if you really want to leave SD County, where do you think you could work and raise a family that would afford you and your family a better lifestyle than SD County??

And what does a 680 API score for Hispanics say about a “top” school such as TPHS which has the apparent inability to properly prepare Hispanics to take these required tests? Is it possible that the teachers there might be too busy catering to students of other demographics?

[Doooh]

Poway.

Every one if my family that bought there in the last 5 yrs is now in forclosure. Not one of them makes what I do, most are blue collar.

1 uncle is under water and in forclosure for 2 yrs now, another barrowed on HeLOCs and despite living in the same house for 20yrs, is just bearly hanging on. 2 cousins live with thier parents there, both grown adults with kids, the other 4 families moved to Ramona to escape the high prices to find themselves under water.

I seam to be the only one who can afford to live here, yet I’m the only one with enough sence to consider moving. I k ow this is the main stream among our 20 and 30 something friends.

I have 2 peers who can afford to live here and not be house poor. 1 is an ER dr, the other an engineer. The engineer is bearly holding on… He bought multiple properties in the boom.

It’s not a pretty picture in Sd for new families finically. Yet I’m the minority questioning the nonsense.

South of the 8 isn’t an option. Not when leaving the state is so much more financially prudent.

I layed down were I would consider living earlier in the thread. Poway, Ramona, Scripps and part of tierrasanta are the short list. I’m not out and out and in need of a home to live. I have options unlike those living paycheck to paycheck… Which is 95% of folks in my small world.

[Doooh]

Poway.

Every one if my family that bought there in the last 5 yrs is now in forclosure. Not one of them makes what I do, most are blue collar.

1 uncle is under water and in forclosure for 2 yrs now, another barrowed on HeLOCs and despite living in the same house for 20yrs, is just bearly hanging on. 2 cousins live with thier parents there, both grown adults with kids, the other 4 families moved to Ramona to escape the high prices to find themselves under water.

I seam to be the only one who can afford to live here, yet I’m the only one with enough sence to consider moving. I k ow this is the main stream among our 20 and 30 something friends.

I have 2 peers who can afford to live here and not be house poor. 1 is an ER dr, the other an engineer. The engineer is bearly holding on… He bought multiple properties in the boom.

It’s not a pretty picture in Sd for new families finically. Yet I’m the minority questioning the nonsense.

South of the 8 isn’t an option. Not when leaving the state is so much more financially prudent.

I layed down were I would consider living earlier in the thread. Poway, Ramona, Scripps and part of tierrasanta are the short list. I’m not out and out and in need of a home to live. I have options unlike those living paycheck to paycheck… Which is 95% of folks in my small world.

[Doooh]

Poway.

Every one if my family that bought there in the last 5 yrs is now in forclosure. Not one of them makes what I do, most are blue collar.

1 uncle is under water and in forclosure for 2 yrs now, another barrowed on HeLOCs and despite living in the same house for 20yrs, is just bearly hanging on. 2 cousins live with thier parents there, both grown adults with kids, the other 4 families moved to Ramona to escape the high prices to find themselves under water.

I seam to be the only one who can afford to live here, yet I’m the only one with enough sence to consider moving. I k ow this is the main stream among our 20 and 30 something friends.

I have 2 peers who can afford to live here and not be house poor. 1 is an ER dr, the other an engineer. The engineer is bearly holding on… He bought multiple properties in the boom.

It’s not a pretty picture in Sd for new families finically. Yet I’m the minority questioning the nonsense.

South of the 8 isn’t an option. Not when leaving the state is so much more financially prudent.

I layed down were I would consider living earlier in the thread. Poway, Ramona, Scripps and part of tierrasanta are the short list. I’m not out and out and in need of a home to live. I have options unlike those living paycheck to paycheck… Which is 95% of folks in my small world.

[Doooh]

Poway.

Every one if my family that bought there in the last 5 yrs is now in forclosure. Not one of them makes what I do, most are blue collar.

1 uncle is under water and in forclosure for 2 yrs now, another barrowed on HeLOCs and despite living in the same house for 20yrs, is just bearly hanging on. 2 cousins live with thier parents there, both grown adults with kids, the other 4 families moved to Ramona to escape the high prices to find themselves under water.

I seam to be the only one who can afford to live here, yet I’m the only one with enough sence to consider moving. I k ow this is the main stream among our 20 and 30 something friends.

I have 2 peers who can afford to live here and not be house poor. 1 is an ER dr, the other an engineer. The engineer is bearly holding on… He bought multiple properties in the boom.

It’s not a pretty picture in Sd for new families finically. Yet I’m the minority questioning the nonsense.

South of the 8 isn’t an option. Not when leaving the state is so much more financially prudent.

I layed down were I would consider living earlier in the thread. Poway, Ramona, Scripps and part of tierrasanta are the short list. I’m not out and out and in need of a home to live. I have options unlike those living paycheck to paycheck… Which is 95% of folks in my small world.

[Doooh]

Poway.

Every one if my family that bought there in the last 5 yrs is now in forclosure. Not one of them makes what I do, most are blue collar.

1 uncle is under water and in forclosure for 2 yrs now, another barrowed on HeLOCs and despite living in the same house for 20yrs, is just bearly hanging on. 2 cousins live with thier parents there, both grown adults with kids, the other 4 families moved to Ramona to escape the high prices to find themselves under water.

I seam to be the only one who can afford to live here, yet I’m the only one with enough sence to consider moving. I k ow this is the main stream among our 20 and 30 something friends.

I have 2 peers who can afford to live here and not be house poor. 1 is an ER dr, the other an engineer. The engineer is bearly holding on… He bought multiple properties in the boom.

It’s not a pretty picture in Sd for new families finically. Yet I’m the minority questioning the nonsense.

South of the 8 isn’t an option. Not when leaving the state is so much more financially prudent.

I layed down were I would consider living earlier in the thread. Poway, Ramona, Scripps and part of tierrasanta are the short list. I’m not out and out and in need of a home to live. I have options unlike those living paycheck to paycheck… Which is 95% of folks in my small world.

[briansd1]

[quote=outtamojo]AN, is it just me or does it seem like these ” San Diego ain’t Paradise” threads all seem to evolve the same way, with the same characters, the same complaints?[/quote]

And the people defending SD are the same characters too.

I think that SD lacks maturity as a city. Mature cities are confident and can see their short comings.

As a San Diegan, I don’t care if people criticize my city. We are not the best. We could use improvements.

$500k + for an old wood bungalow in San Diego is too much relative to what’s available elsewhere.

[briansd1]

[quote=outtamojo]AN, is it just me or does it seem like these ” San Diego ain’t Paradise” threads all seem to evolve the same way, with the same characters, the same complaints?[/quote]

And the people defending SD are the same characters too.

I think that SD lacks maturity as a city. Mature cities are confident and can see their short comings.

As a San Diegan, I don’t care if people criticize my city. We are not the best. We could use improvements.

$500k + for an old wood bungalow in San Diego is too much relative to what’s available elsewhere.

[briansd1]

[quote=outtamojo]AN, is it just me or does it seem like these ” San Diego ain’t Paradise” threads all seem to evolve the same way, with the same characters, the same complaints?[/quote]

And the people defending SD are the same characters too.

I think that SD lacks maturity as a city. Mature cities are confident and can see their short comings.

As a San Diegan, I don’t care if people criticize my city. We are not the best. We could use improvements.

$500k + for an old wood bungalow in San Diego is too much relative to what’s available elsewhere.

[briansd1]

[quote=outtamojo]AN, is it just me or does it seem like these ” San Diego ain’t Paradise” threads all seem to evolve the same way, with the same characters, the same complaints?[/quote]

And the people defending SD are the same characters too.

I think that SD lacks maturity as a city. Mature cities are confident and can see their short comings.

As a San Diegan, I don’t care if people criticize my city. We are not the best. We could use improvements.

$500k + for an old wood bungalow in San Diego is too much relative to what’s available elsewhere.

[briansd1]

[quote=outtamojo]AN, is it just me or does it seem like these ” San Diego ain’t Paradise” threads all seem to evolve the same way, with the same characters, the same complaints?[/quote]

And the people defending SD are the same characters too.

I think that SD lacks maturity as a city. Mature cities are confident and can see their short comings.

As a San Diegan, I don’t care if people criticize my city. We are not the best. We could use improvements.

$500k + for an old wood bungalow in San Diego is too much relative to what’s available elsewhere.

[bearishgurl]

[quote=Doooh] . . . I layed down were I would consider living earlier in the thread. Poway, Ramona, Scripps and part of tierrasanta are the short list. I’m not out and out and in need of a home to live. I have options unlike those living paycheck to paycheck… Which is 95% of folks in my small world.[/quote]

Doooh, aren’t there any SFRs in these areas that are sub-$300K? Why do you think you would be underwater if you bought now just because some of your relatives made poor decisions in the past with their properties? Do you have the ability to fix a property in one of these areas which needs repair/rehab so you can acquire it for a good price??

And you never stated WHERE you would want to move to and put down roots if you left San Diego County.

[bearishgurl]

[quote=Doooh] . . . I layed down were I would consider living earlier in the thread. Poway, Ramona, Scripps and part of tierrasanta are the short list. I’m not out and out and in need of a home to live. I have options unlike those living paycheck to paycheck… Which is 95% of folks in my small world.[/quote]

Doooh, aren’t there any SFRs in these areas that are sub-$300K? Why do you think you would be underwater if you bought now just because some of your relatives made poor decisions in the past with their properties? Do you have the ability to fix a property in one of these areas which needs repair/rehab so you can acquire it for a good price??

And you never stated WHERE you would want to move to and put down roots if you left San Diego County.

[bearishgurl]

[quote=Doooh] . . . I layed down were I would consider living earlier in the thread. Poway, Ramona, Scripps and part of tierrasanta are the short list. I’m not out and out and in need of a home to live. I have options unlike those living paycheck to paycheck… Which is 95% of folks in my small world.[/quote]

Doooh, aren’t there any SFRs in these areas that are sub-$300K? Why do you think you would be underwater if you bought now just because some of your relatives made poor decisions in the past with their properties? Do you have the ability to fix a property in one of these areas which needs repair/rehab so you can acquire it for a good price??

And you never stated WHERE you would want to move to and put down roots if you left San Diego County.

[bearishgurl]

[quote=Doooh] . . . I layed down were I would consider living earlier in the thread. Poway, Ramona, Scripps and part of tierrasanta are the short list. I’m not out and out and in need of a home to live. I have options unlike those living paycheck to paycheck… Which is 95% of folks in my small world.[/quote]

Doooh, aren’t there any SFRs in these areas that are sub-$300K? Why do you think you would be underwater if you bought now just because some of your relatives made poor decisions in the past with their properties? Do you have the ability to fix a property in one of these areas which needs repair/rehab so you can acquire it for a good price??

And you never stated WHERE you would want to move to and put down roots if you left San Diego County.

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