$500k and 33years old, when is enough enough?

[Doooh]

[quote=ctr70]
-El Cajon
-Santee
-Lakeside
-Old Chula Vista
-Paradise Hills
-Lemon Grove
-Spring Valley
-National City
-Encanto
-City Heights
-SE San Diego
-Oceanside
-Vista
-Escondido
-San Ysidro
-Many parts of the College area

[/quote]

For the $, and school districts, every one of these places are compromises to living out of state. Unless you get to the outskirts of these cities your living in non desirable areas.

East Escondido near san Pasqual is an option, but seriously, you might as well live in LA if San Yesidro is a consideration.

San Diego is not the place it was when my folks raised me here. Lemon Grove, la Mesa and El cajon are obnoxiously priced for the holes they’ve become. They’re not options, yet they were 20 yes ago.

[Coronita]

[quote=Doooh][quote=ctr70]
-El Cajon
-Santee
-Lakeside
-Old Chula Vista
-Paradise Hills
-Lemon Grove
-Spring Valley
-National City
-Encanto
-City Heights
-SE San Diego
-Oceanside
-Vista
-Escondido
-San Ysidro
-Many parts of the College area

[/quote]

For the $, and school districts, every one of these places are compromises to living out of state. Unless you get to the outskirts of these cities your living in non desirable areas.

East Escondido near san Pasqual is an option, but seriously, you might as well live in LA if San Yesidro is a consideration.

San Diego is not the place it was when my folks raised me here. Lemon Grove, la Mesa and El cajon are obnoxiously priced for the holes they’ve become. They’re not options, yet they were 20 yes ago.[/quote]

But haven’t you heard? Santee is La Jolla adjunct and only 10 minutes from the beach!!!!Sorry, couldn’t resist… Inside joke….

[Coronita]

[quote=Doooh][quote=ctr70]
-El Cajon
-Santee
-Lakeside
-Old Chula Vista
-Paradise Hills
-Lemon Grove
-Spring Valley
-National City
-Encanto
-City Heights
-SE San Diego
-Oceanside
-Vista
-Escondido
-San Ysidro
-Many parts of the College area

[/quote]

For the $, and school districts, every one of these places are compromises to living out of state. Unless you get to the outskirts of these cities your living in non desirable areas.

East Escondido near san Pasqual is an option, but seriously, you might as well live in LA if San Yesidro is a consideration.

San Diego is not the place it was when my folks raised me here. Lemon Grove, la Mesa and El cajon are obnoxiously priced for the holes they’ve become. They’re not options, yet they were 20 yes ago.[/quote]

But haven’t you heard? Santee is La Jolla adjunct and only 10 minutes from the beach!!!!Sorry, couldn’t resist… Inside joke….

[Coronita]

[quote=Doooh][quote=ctr70]
-El Cajon
-Santee
-Lakeside
-Old Chula Vista
-Paradise Hills
-Lemon Grove
-Spring Valley
-National City
-Encanto
-City Heights
-SE San Diego
-Oceanside
-Vista
-Escondido
-San Ysidro
-Many parts of the College area

[/quote]

For the $, and school districts, every one of these places are compromises to living out of state. Unless you get to the outskirts of these cities your living in non desirable areas.

East Escondido near san Pasqual is an option, but seriously, you might as well live in LA if San Yesidro is a consideration.

San Diego is not the place it was when my folks raised me here. Lemon Grove, la Mesa and El cajon are obnoxiously priced for the holes they’ve become. They’re not options, yet they were 20 yes ago.[/quote]

But haven’t you heard? Santee is La Jolla adjunct and only 10 minutes from the beach!!!!Sorry, couldn’t resist… Inside joke….

[Coronita]

[quote=Doooh][quote=ctr70]
-El Cajon
-Santee
-Lakeside
-Old Chula Vista
-Paradise Hills
-Lemon Grove
-Spring Valley
-National City
-Encanto
-City Heights
-SE San Diego
-Oceanside
-Vista
-Escondido
-San Ysidro
-Many parts of the College area

[/quote]

For the $, and school districts, every one of these places are compromises to living out of state. Unless you get to the outskirts of these cities your living in non desirable areas.

East Escondido near san Pasqual is an option, but seriously, you might as well live in LA if San Yesidro is a consideration.

San Diego is not the place it was when my folks raised me here. Lemon Grove, la Mesa and El cajon are obnoxiously priced for the holes they’ve become. They’re not options, yet they were 20 yes ago.[/quote]

But haven’t you heard? Santee is La Jolla adjunct and only 10 minutes from the beach!!!!Sorry, couldn’t resist… Inside joke….

[Coronita]

[quote=Doooh][quote=ctr70]
-El Cajon
-Santee
-Lakeside
-Old Chula Vista
-Paradise Hills
-Lemon Grove
-Spring Valley
-National City
-Encanto
-City Heights
-SE San Diego
-Oceanside
-Vista
-Escondido
-San Ysidro
-Many parts of the College area

[/quote]

For the $, and school districts, every one of these places are compromises to living out of state. Unless you get to the outskirts of these cities your living in non desirable areas.

East Escondido near san Pasqual is an option, but seriously, you might as well live in LA if San Yesidro is a consideration.

San Diego is not the place it was when my folks raised me here. Lemon Grove, la Mesa and El cajon are obnoxiously priced for the holes they’ve become. They’re not options, yet they were 20 yes ago.[/quote]

But haven’t you heard? Santee is La Jolla adjunct and only 10 minutes from the beach!!!!Sorry, couldn’t resist… Inside joke….

[CA renter]

[quote=bearishgurl][quote=barnaby33]Don’t post nearly as much as I used to but bearishgurl, I’m surprised by this. The whole point of the OP is expectation management and what the proper level is. Telling someone to, “get over it,” is childish and a bit tendentious.[/quote]

barnaby, I see nothing “tendentious” about my suggestion. My ex-spouse and myself qualified to buy our first house in SE SD in the late 70’s in an area which can now be accessed by the 47th St exit off I-805. Why don’t you get off there sometime, and look around, barnaby? We lived there over four years until we rented it out and bought a slightly larger place in an adjacent zip code.

We both worked full-time at the time and this is what we could afford. We didn’t whine that it wasn’t what our parents had. It was OURS!

Yes, I agree that it is crucial to employ “expectation mgmt” on today’s young adult generation, especially if one wage-earner of a couple decides they no longer wish to remain in that status.

The main reason behind the first-time buyer foreclosures today is that the majority of them purchased a property that was unsustainable when real life hit them in the face. They were too focused on living a lifestyle they had been “accustomed” to (living with parents) and did not “crunch the numbers” to determine what they could actually afford, or afford if one of the parties voluntarily quit working.

I don’t buy into the notion that there are no SFR’s avail in SD County for under $300K. There are many, and is has become clear to me that widespread ignorance is preventing today’s young buyers, with or without families, from considering them.

My post to the OP here was intended to be “expectation mgmt” in its highest form. This candid inquiry was put here for the express purpose of preventing yet another young native San Diegan defecting to the State of TX.

First timers have to start somewhere. And that somewhere is more often than not merely a stepping stone to a more suitable property at a later date. Yes, even in THIS market.[/quote]

The main reason for today’s foreclosures is not that people “bought too much house,” but that they PAID TOO MUCH for those houses with idiotic ARM mortgages when rates were at generational lows (the lenders were trying to shift the interest rate risk onto the borrowers).

Also, there is nothing wrong with a professional (single or couple) wanting to live in a safe, clean, decent area with similar people. Some people can move into these neighborhoods by “moving up” from starter homes, but first-time buyers who have worked many years to earn advanced degrees, have responsible positions, and who have saved up a decent down payment are just as “entitled” to live in the move-up neighborhoods as any “move-up” buyer.

While you are perfectly welcome to live in the areas you like, other people are welcome to live in neighborhoods of their choosing as well. I don’t think people are “whining” about the fundamentals of housing prices; they are “whining” about all the manipulation that is forcing buyers to overpay for housing. That’s a VERY legitimate complaint.

[CA renter]

[quote=bearishgurl][quote=barnaby33]Don’t post nearly as much as I used to but bearishgurl, I’m surprised by this. The whole point of the OP is expectation management and what the proper level is. Telling someone to, “get over it,” is childish and a bit tendentious.[/quote]

barnaby, I see nothing “tendentious” about my suggestion. My ex-spouse and myself qualified to buy our first house in SE SD in the late 70’s in an area which can now be accessed by the 47th St exit off I-805. Why don’t you get off there sometime, and look around, barnaby? We lived there over four years until we rented it out and bought a slightly larger place in an adjacent zip code.

We both worked full-time at the time and this is what we could afford. We didn’t whine that it wasn’t what our parents had. It was OURS!

Yes, I agree that it is crucial to employ “expectation mgmt” on today’s young adult generation, especially if one wage-earner of a couple decides they no longer wish to remain in that status.

The main reason behind the first-time buyer foreclosures today is that the majority of them purchased a property that was unsustainable when real life hit them in the face. They were too focused on living a lifestyle they had been “accustomed” to (living with parents) and did not “crunch the numbers” to determine what they could actually afford, or afford if one of the parties voluntarily quit working.

I don’t buy into the notion that there are no SFR’s avail in SD County for under $300K. There are many, and is has become clear to me that widespread ignorance is preventing today’s young buyers, with or without families, from considering them.

My post to the OP here was intended to be “expectation mgmt” in its highest form. This candid inquiry was put here for the express purpose of preventing yet another young native San Diegan defecting to the State of TX.

First timers have to start somewhere. And that somewhere is more often than not merely a stepping stone to a more suitable property at a later date. Yes, even in THIS market.[/quote]

The main reason for today’s foreclosures is not that people “bought too much house,” but that they PAID TOO MUCH for those houses with idiotic ARM mortgages when rates were at generational lows (the lenders were trying to shift the interest rate risk onto the borrowers).

Also, there is nothing wrong with a professional (single or couple) wanting to live in a safe, clean, decent area with similar people. Some people can move into these neighborhoods by “moving up” from starter homes, but first-time buyers who have worked many years to earn advanced degrees, have responsible positions, and who have saved up a decent down payment are just as “entitled” to live in the move-up neighborhoods as any “move-up” buyer.

While you are perfectly welcome to live in the areas you like, other people are welcome to live in neighborhoods of their choosing as well. I don’t think people are “whining” about the fundamentals of housing prices; they are “whining” about all the manipulation that is forcing buyers to overpay for housing. That’s a VERY legitimate complaint.

[CA renter]

[quote=bearishgurl][quote=barnaby33]Don’t post nearly as much as I used to but bearishgurl, I’m surprised by this. The whole point of the OP is expectation management and what the proper level is. Telling someone to, “get over it,” is childish and a bit tendentious.[/quote]

barnaby, I see nothing “tendentious” about my suggestion. My ex-spouse and myself qualified to buy our first house in SE SD in the late 70’s in an area which can now be accessed by the 47th St exit off I-805. Why don’t you get off there sometime, and look around, barnaby? We lived there over four years until we rented it out and bought a slightly larger place in an adjacent zip code.

We both worked full-time at the time and this is what we could afford. We didn’t whine that it wasn’t what our parents had. It was OURS!

Yes, I agree that it is crucial to employ “expectation mgmt” on today’s young adult generation, especially if one wage-earner of a couple decides they no longer wish to remain in that status.

The main reason behind the first-time buyer foreclosures today is that the majority of them purchased a property that was unsustainable when real life hit them in the face. They were too focused on living a lifestyle they had been “accustomed” to (living with parents) and did not “crunch the numbers” to determine what they could actually afford, or afford if one of the parties voluntarily quit working.

I don’t buy into the notion that there are no SFR’s avail in SD County for under $300K. There are many, and is has become clear to me that widespread ignorance is preventing today’s young buyers, with or without families, from considering them.

My post to the OP here was intended to be “expectation mgmt” in its highest form. This candid inquiry was put here for the express purpose of preventing yet another young native San Diegan defecting to the State of TX.

First timers have to start somewhere. And that somewhere is more often than not merely a stepping stone to a more suitable property at a later date. Yes, even in THIS market.[/quote]

The main reason for today’s foreclosures is not that people “bought too much house,” but that they PAID TOO MUCH for those houses with idiotic ARM mortgages when rates were at generational lows (the lenders were trying to shift the interest rate risk onto the borrowers).

Also, there is nothing wrong with a professional (single or couple) wanting to live in a safe, clean, decent area with similar people. Some people can move into these neighborhoods by “moving up” from starter homes, but first-time buyers who have worked many years to earn advanced degrees, have responsible positions, and who have saved up a decent down payment are just as “entitled” to live in the move-up neighborhoods as any “move-up” buyer.

While you are perfectly welcome to live in the areas you like, other people are welcome to live in neighborhoods of their choosing as well. I don’t think people are “whining” about the fundamentals of housing prices; they are “whining” about all the manipulation that is forcing buyers to overpay for housing. That’s a VERY legitimate complaint.

[CA renter]

[quote=bearishgurl][quote=barnaby33]Don’t post nearly as much as I used to but bearishgurl, I’m surprised by this. The whole point of the OP is expectation management and what the proper level is. Telling someone to, “get over it,” is childish and a bit tendentious.[/quote]

barnaby, I see nothing “tendentious” about my suggestion. My ex-spouse and myself qualified to buy our first house in SE SD in the late 70’s in an area which can now be accessed by the 47th St exit off I-805. Why don’t you get off there sometime, and look around, barnaby? We lived there over four years until we rented it out and bought a slightly larger place in an adjacent zip code.

We both worked full-time at the time and this is what we could afford. We didn’t whine that it wasn’t what our parents had. It was OURS!

Yes, I agree that it is crucial to employ “expectation mgmt” on today’s young adult generation, especially if one wage-earner of a couple decides they no longer wish to remain in that status.

The main reason behind the first-time buyer foreclosures today is that the majority of them purchased a property that was unsustainable when real life hit them in the face. They were too focused on living a lifestyle they had been “accustomed” to (living with parents) and did not “crunch the numbers” to determine what they could actually afford, or afford if one of the parties voluntarily quit working.

I don’t buy into the notion that there are no SFR’s avail in SD County for under $300K. There are many, and is has become clear to me that widespread ignorance is preventing today’s young buyers, with or without families, from considering them.

My post to the OP here was intended to be “expectation mgmt” in its highest form. This candid inquiry was put here for the express purpose of preventing yet another young native San Diegan defecting to the State of TX.

First timers have to start somewhere. And that somewhere is more often than not merely a stepping stone to a more suitable property at a later date. Yes, even in THIS market.[/quote]

The main reason for today’s foreclosures is not that people “bought too much house,” but that they PAID TOO MUCH for those houses with idiotic ARM mortgages when rates were at generational lows (the lenders were trying to shift the interest rate risk onto the borrowers).

Also, there is nothing wrong with a professional (single or couple) wanting to live in a safe, clean, decent area with similar people. Some people can move into these neighborhoods by “moving up” from starter homes, but first-time buyers who have worked many years to earn advanced degrees, have responsible positions, and who have saved up a decent down payment are just as “entitled” to live in the move-up neighborhoods as any “move-up” buyer.

While you are perfectly welcome to live in the areas you like, other people are welcome to live in neighborhoods of their choosing as well. I don’t think people are “whining” about the fundamentals of housing prices; they are “whining” about all the manipulation that is forcing buyers to overpay for housing. That’s a VERY legitimate complaint.

[CA renter]

[quote=bearishgurl][quote=barnaby33]Don’t post nearly as much as I used to but bearishgurl, I’m surprised by this. The whole point of the OP is expectation management and what the proper level is. Telling someone to, “get over it,” is childish and a bit tendentious.[/quote]

barnaby, I see nothing “tendentious” about my suggestion. My ex-spouse and myself qualified to buy our first house in SE SD in the late 70’s in an area which can now be accessed by the 47th St exit off I-805. Why don’t you get off there sometime, and look around, barnaby? We lived there over four years until we rented it out and bought a slightly larger place in an adjacent zip code.

We both worked full-time at the time and this is what we could afford. We didn’t whine that it wasn’t what our parents had. It was OURS!

Yes, I agree that it is crucial to employ “expectation mgmt” on today’s young adult generation, especially if one wage-earner of a couple decides they no longer wish to remain in that status.

The main reason behind the first-time buyer foreclosures today is that the majority of them purchased a property that was unsustainable when real life hit them in the face. They were too focused on living a lifestyle they had been “accustomed” to (living with parents) and did not “crunch the numbers” to determine what they could actually afford, or afford if one of the parties voluntarily quit working.

I don’t buy into the notion that there are no SFR’s avail in SD County for under $300K. There are many, and is has become clear to me that widespread ignorance is preventing today’s young buyers, with or without families, from considering them.

My post to the OP here was intended to be “expectation mgmt” in its highest form. This candid inquiry was put here for the express purpose of preventing yet another young native San Diegan defecting to the State of TX.

First timers have to start somewhere. And that somewhere is more often than not merely a stepping stone to a more suitable property at a later date. Yes, even in THIS market.[/quote]

The main reason for today’s foreclosures is not that people “bought too much house,” but that they PAID TOO MUCH for those houses with idiotic ARM mortgages when rates were at generational lows (the lenders were trying to shift the interest rate risk onto the borrowers).

Also, there is nothing wrong with a professional (single or couple) wanting to live in a safe, clean, decent area with similar people. Some people can move into these neighborhoods by “moving up” from starter homes, but first-time buyers who have worked many years to earn advanced degrees, have responsible positions, and who have saved up a decent down payment are just as “entitled” to live in the move-up neighborhoods as any “move-up” buyer.

While you are perfectly welcome to live in the areas you like, other people are welcome to live in neighborhoods of their choosing as well. I don’t think people are “whining” about the fundamentals of housing prices; they are “whining” about all the manipulation that is forcing buyers to overpay for housing. That’s a VERY legitimate complaint.

[scaredyclassic]

I don’t think it’s a good idea to buy a house you couldn’t stay in forever. But the reail issue is the dropping out issue. Really check out that book the freedom manifesto. It’s a whole hilarious guide written by a brilliant dude that will probably inspire you to do it. I don’t have the balls but the case for idling is strong. I wouldn’t recommend a book lightly. Next time you’re at borders or b and n look it over!!!

[scaredyclassic]

I don’t think it’s a good idea to buy a house you couldn’t stay in forever. But the reail issue is the dropping out issue. Really check out that book the freedom manifesto. It’s a whole hilarious guide written by a brilliant dude that will probably inspire you to do it. I don’t have the balls but the case for idling is strong. I wouldn’t recommend a book lightly. Next time you’re at borders or b and n look it over!!!

[scaredyclassic]

I don’t think it’s a good idea to buy a house you couldn’t stay in forever. But the reail issue is the dropping out issue. Really check out that book the freedom manifesto. It’s a whole hilarious guide written by a brilliant dude that will probably inspire you to do it. I don’t have the balls but the case for idling is strong. I wouldn’t recommend a book lightly. Next time you’re at borders or b and n look it over!!!

[scaredyclassic]

I don’t think it’s a good idea to buy a house you couldn’t stay in forever. But the reail issue is the dropping out issue. Really check out that book the freedom manifesto. It’s a whole hilarious guide written by a brilliant dude that will probably inspire you to do it. I don’t have the balls but the case for idling is strong. I wouldn’t recommend a book lightly. Next time you’re at borders or b and n look it over!!!

[Author]

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