4s ranch builder price advice

[an]

If you’re counting all the expenses and taxes, might as well take in the tax deduction as well to be fair.

[Eugene]

the opportunity cost on $134,000 down payment

Assuming that the guy at 10771 La Alberca Ave put 20% down, he had a down payment of $128,000, and CD interest rates were probably higher back in 2000.

It appears to be in Patina…much, much nicer than 4S Ranch, likely with an ocean view and beautiful upgrades.

It’s called Bernardo Springs. Basically an older version of 4S Ranch. I happen to be renting an apartment in the area and I can assure you that there’s no ocean view there. (Maybe if you climb on top of Black Mountain, you’ll see the ocean.) Can’t speak for upgrades and build quality, I’m too poor to afford a SFR in either one of those two neighborhoods.

[Eugene]

the opportunity cost on $134,000 down payment

Assuming that the guy at 10771 La Alberca Ave put 20% down, he had a down payment of $128,000, and CD interest rates were probably higher back in 2000.

It appears to be in Patina…much, much nicer than 4S Ranch, likely with an ocean view and beautiful upgrades.

It’s called Bernardo Springs. Basically an older version of 4S Ranch. I happen to be renting an apartment in the area and I can assure you that there’s no ocean view there. (Maybe if you climb on top of Black Mountain, you’ll see the ocean.) Can’t speak for upgrades and build quality, I’m too poor to afford a SFR in either one of those two neighborhoods.

[Eugene]

the opportunity cost on $134,000 down payment

Assuming that the guy at 10771 La Alberca Ave put 20% down, he had a down payment of $128,000, and CD interest rates were probably higher back in 2000.

It appears to be in Patina…much, much nicer than 4S Ranch, likely with an ocean view and beautiful upgrades.

It’s called Bernardo Springs. Basically an older version of 4S Ranch. I happen to be renting an apartment in the area and I can assure you that there’s no ocean view there. (Maybe if you climb on top of Black Mountain, you’ll see the ocean.) Can’t speak for upgrades and build quality, I’m too poor to afford a SFR in either one of those two neighborhoods.

[Eugene]

the opportunity cost on $134,000 down payment

Assuming that the guy at 10771 La Alberca Ave put 20% down, he had a down payment of $128,000, and CD interest rates were probably higher back in 2000.

It appears to be in Patina…much, much nicer than 4S Ranch, likely with an ocean view and beautiful upgrades.

It’s called Bernardo Springs. Basically an older version of 4S Ranch. I happen to be renting an apartment in the area and I can assure you that there’s no ocean view there. (Maybe if you climb on top of Black Mountain, you’ll see the ocean.) Can’t speak for upgrades and build quality, I’m too poor to afford a SFR in either one of those two neighborhoods.

[Eugene]

the opportunity cost on $134,000 down payment

Assuming that the guy at 10771 La Alberca Ave put 20% down, he had a down payment of $128,000, and CD interest rates were probably higher back in 2000.

It appears to be in Patina…much, much nicer than 4S Ranch, likely with an ocean view and beautiful upgrades.

It’s called Bernardo Springs. Basically an older version of 4S Ranch. I happen to be renting an apartment in the area and I can assure you that there’s no ocean view there. (Maybe if you climb on top of Black Mountain, you’ll see the ocean.) Can’t speak for upgrades and build quality, I’m too poor to afford a SFR in either one of those two neighborhoods.

[Aecetia]

If you can afford to wait, why not rent in the area and see if you like it? You might not like the shopping, schools, commute, etc. What is the rush? I think prices will continue to drop and if you read some of the previous postings, you will get a better idea of the trends in the region. Good luck to you.

[Aecetia]

If you can afford to wait, why not rent in the area and see if you like it? You might not like the shopping, schools, commute, etc. What is the rush? I think prices will continue to drop and if you read some of the previous postings, you will get a better idea of the trends in the region. Good luck to you.

[Aecetia]

If you can afford to wait, why not rent in the area and see if you like it? You might not like the shopping, schools, commute, etc. What is the rush? I think prices will continue to drop and if you read some of the previous postings, you will get a better idea of the trends in the region. Good luck to you.

[Aecetia]

If you can afford to wait, why not rent in the area and see if you like it? You might not like the shopping, schools, commute, etc. What is the rush? I think prices will continue to drop and if you read some of the previous postings, you will get a better idea of the trends in the region. Good luck to you.

[Aecetia]

If you can afford to wait, why not rent in the area and see if you like it? You might not like the shopping, schools, commute, etc. What is the rush? I think prices will continue to drop and if you read some of the previous postings, you will get a better idea of the trends in the region. Good luck to you.

[sd_bear]

Even if (and a very not plausible if) prices don’t even drop very much in that area from here on out, there certainly isn’t any pressure for increased prices anytime in the near future, so you really have no reason not to wait.

Worst case: Prices remain flat for a few years and you have more money saved and can buy at the same price without having wasted any money on maintenance, etc.

Best (likely) case: Prices drop during the next few years, you have more money saved, and you can buy that house at quite a discount or a bigger house for the same amount of money.

[sd_bear]

Even if (and a very not plausible if) prices don’t even drop very much in that area from here on out, there certainly isn’t any pressure for increased prices anytime in the near future, so you really have no reason not to wait.

Worst case: Prices remain flat for a few years and you have more money saved and can buy at the same price without having wasted any money on maintenance, etc.

Best (likely) case: Prices drop during the next few years, you have more money saved, and you can buy that house at quite a discount or a bigger house for the same amount of money.

[sd_bear]

Even if (and a very not plausible if) prices don’t even drop very much in that area from here on out, there certainly isn’t any pressure for increased prices anytime in the near future, so you really have no reason not to wait.

Worst case: Prices remain flat for a few years and you have more money saved and can buy at the same price without having wasted any money on maintenance, etc.

Best (likely) case: Prices drop during the next few years, you have more money saved, and you can buy that house at quite a discount or a bigger house for the same amount of money.

[sd_bear]

Even if (and a very not plausible if) prices don’t even drop very much in that area from here on out, there certainly isn’t any pressure for increased prices anytime in the near future, so you really have no reason not to wait.

Worst case: Prices remain flat for a few years and you have more money saved and can buy at the same price without having wasted any money on maintenance, etc.

Best (likely) case: Prices drop during the next few years, you have more money saved, and you can buy that house at quite a discount or a bigger house for the same amount of money.

[Author]

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