4s ranch builder price advice

[Eugene]

just wtf are you trying to say here? if you are throwing doubt on future enormous price drops, please state your situation,

What I’m saying is simple. Back in 2000, a house like that cost $4000/month. If you’re waiting for 2k or 3k/month, you may be waiting forever. If you can comfortably afford to pay 4k/month and you’re sure that you won’t have to sell for 10 years, you might as well buy today.

It may go down from 670 to 470, if interest rates go up, but you will still be paying $4000 a month.

[lendingbubblecontinues]

esmith:

too many holes…too little time.

perhaps someone else has the patience and time to set this poster straight…I’ll start:

1) prices have been falling in spite of lower interest rates over the past year (you claim they may fall if interest go up)

2) $4000 a month (your figure, not mine, so accuracy not checked and presumably skewed to make a bullish point) will almost certainly buy a hell of a lot nicer home in two years than it does now.

op: keep your $134,000 down payment (20% of $670,000) for now…you’ll be happy you did

[lendingbubblecontinues]

esmith:

too many holes…too little time.

perhaps someone else has the patience and time to set this poster straight…I’ll start:

1) prices have been falling in spite of lower interest rates over the past year (you claim they may fall if interest go up)

2) $4000 a month (your figure, not mine, so accuracy not checked and presumably skewed to make a bullish point) will almost certainly buy a hell of a lot nicer home in two years than it does now.

op: keep your $134,000 down payment (20% of $670,000) for now…you’ll be happy you did

[lendingbubblecontinues]

esmith:

too many holes…too little time.

perhaps someone else has the patience and time to set this poster straight…I’ll start:

1) prices have been falling in spite of lower interest rates over the past year (you claim they may fall if interest go up)

2) $4000 a month (your figure, not mine, so accuracy not checked and presumably skewed to make a bullish point) will almost certainly buy a hell of a lot nicer home in two years than it does now.

op: keep your $134,000 down payment (20% of $670,000) for now…you’ll be happy you did

[lendingbubblecontinues]

esmith:

too many holes…too little time.

perhaps someone else has the patience and time to set this poster straight…I’ll start:

1) prices have been falling in spite of lower interest rates over the past year (you claim they may fall if interest go up)

2) $4000 a month (your figure, not mine, so accuracy not checked and presumably skewed to make a bullish point) will almost certainly buy a hell of a lot nicer home in two years than it does now.

op: keep your $134,000 down payment (20% of $670,000) for now…you’ll be happy you did

[lendingbubblecontinues]

esmith:

too many holes…too little time.

perhaps someone else has the patience and time to set this poster straight…I’ll start:

1) prices have been falling in spite of lower interest rates over the past year (you claim they may fall if interest go up)

2) $4000 a month (your figure, not mine, so accuracy not checked and presumably skewed to make a bullish point) will almost certainly buy a hell of a lot nicer home in two years than it does now.

op: keep your $134,000 down payment (20% of $670,000) for now…you’ll be happy you did

[Eugene]

prices have been falling in spite of lower interest rates over the past year

your figure, not mine, so accuracy not checked and presumably skewed to make a bullish point

$536k jumbo fixed 30-year mortgage @ 5.125% ($2920)
Property tax ($560)
Mello-Roos ($400)
HOA ($100)
—
$3980

Did I forget anything?

will almost certainly buy a hell of a lot nicer home in two years than it does now.

If $4000 only bought you this much in 2000 before we even had a bubble, why do you think it will buy you a lot nicer home in 2010? What exactly is “a lot nicer” than a centrally-located brand new 3500 sq ft home in 4S Ranch? La Jolla, Del Mar, RSF and Coronado taken together have something like 15,000 homes. (In a county with 3 million people and 100,000 millionaire households) CV, Scripps Ranch and 4S Ranch are next in line.

[Eugene]

prices have been falling in spite of lower interest rates over the past year

your figure, not mine, so accuracy not checked and presumably skewed to make a bullish point

$536k jumbo fixed 30-year mortgage @ 5.125% ($2920)
Property tax ($560)
Mello-Roos ($400)
HOA ($100)
—
$3980

Did I forget anything?

will almost certainly buy a hell of a lot nicer home in two years than it does now.

If $4000 only bought you this much in 2000 before we even had a bubble, why do you think it will buy you a lot nicer home in 2010? What exactly is “a lot nicer” than a centrally-located brand new 3500 sq ft home in 4S Ranch? La Jolla, Del Mar, RSF and Coronado taken together have something like 15,000 homes. (In a county with 3 million people and 100,000 millionaire households) CV, Scripps Ranch and 4S Ranch are next in line.

[Eugene]

prices have been falling in spite of lower interest rates over the past year

your figure, not mine, so accuracy not checked and presumably skewed to make a bullish point

$536k jumbo fixed 30-year mortgage @ 5.125% ($2920)
Property tax ($560)
Mello-Roos ($400)
HOA ($100)
—
$3980

Did I forget anything?

will almost certainly buy a hell of a lot nicer home in two years than it does now.

If $4000 only bought you this much in 2000 before we even had a bubble, why do you think it will buy you a lot nicer home in 2010? What exactly is “a lot nicer” than a centrally-located brand new 3500 sq ft home in 4S Ranch? La Jolla, Del Mar, RSF and Coronado taken together have something like 15,000 homes. (In a county with 3 million people and 100,000 millionaire households) CV, Scripps Ranch and 4S Ranch are next in line.

[Eugene]

prices have been falling in spite of lower interest rates over the past year

your figure, not mine, so accuracy not checked and presumably skewed to make a bullish point

$536k jumbo fixed 30-year mortgage @ 5.125% ($2920)
Property tax ($560)
Mello-Roos ($400)
HOA ($100)
—
$3980

Did I forget anything?

will almost certainly buy a hell of a lot nicer home in two years than it does now.

If $4000 only bought you this much in 2000 before we even had a bubble, why do you think it will buy you a lot nicer home in 2010? What exactly is “a lot nicer” than a centrally-located brand new 3500 sq ft home in 4S Ranch? La Jolla, Del Mar, RSF and Coronado taken together have something like 15,000 homes. (In a county with 3 million people and 100,000 millionaire households) CV, Scripps Ranch and 4S Ranch are next in line.

[Eugene]

prices have been falling in spite of lower interest rates over the past year

your figure, not mine, so accuracy not checked and presumably skewed to make a bullish point

$536k jumbo fixed 30-year mortgage @ 5.125% ($2920)
Property tax ($560)
Mello-Roos ($400)
HOA ($100)
—
$3980

Did I forget anything?

will almost certainly buy a hell of a lot nicer home in two years than it does now.

If $4000 only bought you this much in 2000 before we even had a bubble, why do you think it will buy you a lot nicer home in 2010? What exactly is “a lot nicer” than a centrally-located brand new 3500 sq ft home in 4S Ranch? La Jolla, Del Mar, RSF and Coronado taken together have something like 15,000 homes. (In a county with 3 million people and 100,000 millionaire households) CV, Scripps Ranch and 4S Ranch are next in line.

[Arty]

Once it falls down to less than 417k + the 20% down payment, and you do not need a jumbo loan…that will be around 500k in price. You are looking at 3000 a month? Also, what happened if the builders also paid off the MR?

[Arty]

Once it falls down to less than 417k + the 20% down payment, and you do not need a jumbo loan…that will be around 500k in price. You are looking at 3000 a month? Also, what happened if the builders also paid off the MR?

[Arty]

Once it falls down to less than 417k + the 20% down payment, and you do not need a jumbo loan…that will be around 500k in price. You are looking at 3000 a month? Also, what happened if the builders also paid off the MR?

[Arty]

Once it falls down to less than 417k + the 20% down payment, and you do not need a jumbo loan…that will be around 500k in price. You are looking at 3000 a month? Also, what happened if the builders also paid off the MR?

[Author]

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