2013 3.8% Health Care Tax

[bearishgurl]

[quote=briansd1]…With health insurance, you have the leeches (those with chronic diseases, cancer, families with kids who use maternity services, etc…) and the golden geese, like me, who never go to the doctor’s.[/quote]

Remember brian, that those with multiple kids who are STILL using maternity services are NOT the same as unlucky individuals with inherited predispositions to cancer and other persons being treated for cancer through no fault of their own.

That’s the REAL purpose of medical coverage, IMHO. It shouldn’t be in place for people to pay $10 visit to see drs multiple times per week or month for hangnails and the common cold or to subsidize the pregnancy and birth of one’s 8th child (although I don’t see a better alternative) :={

[ocrenter]

[quote=briansd1]flu, please don’t take it personally.

It’s common parlance to describe the very nature of insurance.

With health insurance, you have the leeches (those with chronic diseases, cancer, families with kids who use maternity services, etc…) and the golden geese, like me, who never go to the doctor’s.

In fact, I have a little pink rash on my face that won’t go away. I don’t want to go see the doctor who will just tell me to use a hydrocortisone cream. Anyway, hope it’s not the beginning stage of chronic exzema that will forever mar my good looks. ;)[/quote]

brian, your original post was quite offensive. I think flu’s response was quite justified.

that said, I think the tax is not that unreasonable. I wouldn’t mind paying it. but would also like to see the likes of Romney pay my tax rate on his capital gains earnings.

[scaredyclassic]

Goddamnit am I going to have to pay this on my lottery winnings? What a headache, and how unfair!

I wish I’d never bought these tix.

[scaredyclassic]

I do recall thinking my insurance was a screaming good deal when wevwere having kids. What a bargain! Almost like taking candy from a gynecologist.

[scaredyclassic]

I better start looking for an estate planning lawyer to organize my vast lottery wealth

[Coronita]

[quote=walterwhite]I better start looking for an estate planning lawyer to organize my vast lottery wealth[/quote]

I wouldn’t want to win the lotto really. I don’t think there’s a price I would want to put on the media circus afterwards.

[Coronita]

[quote=bearishgurl][quote=briansd1]…In fact, I have a little pink rash on my face that won’t go away. I don’t want to go see the doctor who will just tell me to use a hydrocortisone cream. Anyway, hope it’s not the beginning stage of chronic exzema that will forever mar my good looks. ;)[/quote]

Try Benadryl cream …[/quote]

It doesn’t work on STD’s… Oh wait, for Brian… it can’t be that. Never mind.

[sdrealtor]

brian, yes it was quite offensive and flu’s response quite justified. There is a difference between explaining the nature of insurance and using insulting language. Leeches choose to latch onto something and suck the life out of it. I dont think anyone collecting insurance benefits would choose illness and benefits over good health and unused benefits. There in lies the difference.

[Coronita]

[quote=briansd1]flu, please don’t take it personally.

It’s common parlance to describe the very nature of insurance.

With health insurance, you have the leeches (those with chronic diseases, cancer, families with kids who use maternity services, etc…) and the golden geese, like me, who never go to the doctor’s.

In fact, I have a little pink rash on my face that won’t go away. I don’t want to go see the doctor who will just tell me to use a hydrocortisone cream. Anyway, hope it’s not the beginning stage of chronic exzema that will forever mar my good looks. ;)[/quote]

There is a difference between what insurance does and who pays for it… What part if “I pay for my insurance, complete with terms/limits/etc” did your pea brain not understand?

And please explain to me how it is possible that we can possibly cover the Medicare deficit? Because the problem is the system is broke. You have baby boomers retiring in droves, you have generation X, Y, Z, etc not making up the difference because, and short of a flood legalized immigration in which a lot more people pay into the system, ain’t going to work.

How about increasing the cost of people using these benefits, IE folks that are using it? You want to socialize medicine. Fine. Great. Perfect… Then socialize it… Get the insurance companies out of the way. This hybrid system of an insurance middleman doesn’t work.

[briansd1]

[quote=flu]
And please explain to me how it is possible that we can possibly cover the Medicare deficit? Because the problem is the system is broke. You have baby boomers retiring in droves, you have generation X, Y, Z, etc not making up the difference because, and short of a flood legalized immigration in which a lot more people pay into the system, ain’t going to work.
[/quote]

Rationing and eligibility testing based on income.

BTW, rationing is not bad. If people want extra services, they can pay out of pocket or obtain additional insurance.

PS: A lot of opposition to Obama Care is not cost, but rationing or the perception of it.

[quote=flu]
How about increasing the cost of people using these benefits, IE folks that are using it?
[/quote]

Good idea. Definitely.

[quote=flu]
You want to socialize medicine. Fine. Great. Perfect… Then socialize it… Get the insurance companies out of the way. This hybrid system of an insurance middleman doesn’t work.[/quote]

Step by step to a single payer system. It works. Data from around the world show that, with a single payer system, we can have better health at lower cost, as a proportion of the economy.

[blake]

Here’s a leech:

…
What happened next is starkly summarized in a 1995 letter sent to Premera Blue Cross by a woman in Eastern Washington.

A few months before she gave birth that year, the woman bought an individual policy from Premera. As soon as the insurer paid her hospital expenses, the woman canceled the policy, telling Premera “we will do business with you again when we are pregnant.”

True to her word, in 1996, she bought insurance, Premera said, once again canceling after the insurer paid for the delivery of her next child.

Altogether, she paid in $1,807 in premiums. Premera paid out $7,024.68 in medical bills.

You don’t have to be a business genius to recognize the problem with those numbers when multiplied by thousands of customers.

Claims went up. Premiums rose. Pretty soon only sick people thought insurance was worth the cost. Premiums rose even more.
…

Why Washington state’s health reform faltered after loss of mandates

[ocrenter]

[quote=blake]Here’s a leech:

…
What happened next is starkly summarized in a 1995 letter sent to Premera Blue Cross by a woman in Eastern Washington.

A few months before she gave birth that year, the woman bought an individual policy from Premera. As soon as the insurer paid her hospital expenses, the woman canceled the policy, telling Premera “we will do business with you again when we are pregnant.”

True to her word, in 1996, she bought insurance, Premera said, once again canceling after the insurer paid for the delivery of her next child.

Altogether, she paid in $1,807 in premiums. Premera paid out $7,024.68 in medical bills.

You don’t have to be a business genius to recognize the problem with those numbers when multiplied by thousands of customers.

Claims went up. Premiums rose. Pretty soon only sick people thought insurance was worth the cost. Premiums rose even more.
…

Why Washington state’s health reform faltered after loss of mandates[/quote]

Not surprising at all. People are intrinsically selfish. They will always look out for number one first. If left up to the individual, we would all not have car insurance and simply call All State or Farmers to sign up after a collision.

A San Diego city retiree once bragged to me that when she goes to the doctor, she always demands branded medications. When I simply suggested why not try equivalent generics and maybe save fellow taxpayers some money, she said she earned the rights to use branded medications working for the city. A LA Unified retiree had the same sentiment in a different convo. again, as long as I benefit, screw the rest of y’all.

[no_such_reality]

[quote=sdrealtor]I would be happy to pay that. Once you get over about 100K you stop paying SS so this doesnt seem like such a big deal to me if it actually helps bring health care to all. Unfortunately in the most wealthy country in the world not everyone can just head off to the their drs’ appointment.[/quote]

I mind that. If it’s health care for all, then all should pay.

If all paid, it might be only 1.3%. Or more like 1.9% since those affected pay roughly 48% of income taxes.

Also, I’m really sick of the thousand cuts. It’s only a percent. and a percent. and percent. and percent.

So Obama’s ‘millionaire’s tax’ starts at $250K too. yea, Millionaire…

This tax starts at $250.

Jerry’s tax starts at $250.

with another at $300.

and nother at $500.

We should have universal healthcare. We should have ALL paying for it.

[Anonymous]

[quote=flu][…] paying any additional taxes (even if it is MARGINAL) still sucks since added together it’s a wealth building detractor […][/quote]

Try “building wealth” in a place that has no taxes and see which environment is more favorable.

Of course not all taxes are a good idea, but the idea that “more government is always bad” or “more taxes are always bad” is silly.

The Constitution was written with the purpose of creating a government with the power to tax. Some people were arguing “more government is bad” back then too.

[Coronita]

[quote=pri_dk]
Try “building wealth” in a place that has no taxes and see which environment is more favorable.

[/quote]

funny you should mention that… but never mind.

[Author]

Posts