Yes what I was interested in finding out is the ratio between shares outstanding and shares issued. Would it not be true that when BofA issues $400 million in shares it would dilute the existing shares. They don’t even pay a dividend so in effect that would be bad for the share holder. Now it might help their books look better which might help their execs get bonuses, the same execs that wanted to charge a fee and are no doubt looking into other ways to milk money. Anyway I digress because I believe that mergers and acquisitions are on the horizon and I think that a company with less outstanding stock might be a take over target.