Yeah but there is no feeling of freedom like being 100% debt free and having an F-U stash… Every day I go to work, I know I could quit if I want to. LOVE that feeling. Who knows what will happen (parents on East Coast get sick, kid needs major support time, etc.) Any of us could have some major bad news tomorrow.
So I vote for paying off all debt as soon as you can. But I think it is a very personal decision, depends on what you value.