Wow. CA is quite high enough for me. I would rather pay out of pocket and have an affordable catastrophic plan. My family does not go to the doctor very much at all. I would like to see some reform, but I am not happy with the 1800+ pages that will take lawyers years to figure out. I understand the insurance companies started raising rates in anticipation of having to pay for people with pre-existing conditions. Maybe they jumped the gun? It is another instance of corporate greed and largesse to themselves.