When young adult residents of TX/OK/AR decide to get married, their main goal in the first years of marriage is to pay off their home and their new truck (if they have a loan on it). Especially if parents helped them build or buy the home.
A LOT of young couples in this region have their homes paid off PRIOR to having kids or at the very latest, by the time their youngest kid reaches school age.
A paid-off first home is a very important goal to this demographic and they’ll work several jobs to do it, if necessary.
Having excessive debt is shunned and this value is hammered into them by both sets of parents from the get go (during their engagement).
And no, they don’t all buy/build mcmansions for their first homes straight out of college!
