[quote=waterboy]HLS- Loan amt of $640k and 1 pt buydown[/quote]
Waterb, there are about 10 pieces of information needed to quote an accurate rate.
For SD 30 YR fixed loan amounts up to $546K are available as low as 4.25% with a cost. OC-LA are $625K
Above these county limits, up to $2 million, up to 85% LTV, I have 3 & 5 YR ARMS as low as 3.625%, 7 YR ARMS as low as 4.125% and 10 YR ARMS as low as 4.50%.
There is a cost to get the lowest rates and it depends on qualifying based not only on 20% equity. On these jumbo loans pricing is better with 25% equity, and even better with 40% equity.
It’s pointless to quote you a rate without knowing what you actually qualify for. I’ll let others quote misleading rates.
If you want a quote for what you actually qualify for please contact me directly: [email protected]
