Wasn’t HLS (??) a mortgage broker on here? Anyone know where he’s been?
Have you tried talking to a loan officer at a bank?
…or asking the peanut gallery right here?!? Though we are not mortgage brokers (though some may be), perhaps you could get some ideas to better refine what you are looking for.
If you do open escrow, good luck!! 🙂 Hope you got a great deal!