One more thing. I disagree with everyone who is saying that you should go ahead and buy now. In my opinion, things are currently changing very quickly in the mortgage market place and it would be much better to buy in November than it is now. Prices may deteriorate markedly between now and then. Prices could also stay about the same, but I think the odds of prices going up between now and November are almost nil. You lose very little by waiting and may gain a lot.
