WAMU blows BofA away. BofA sucks, always has in my opinion. Depressing branches.
WAMU has Long hours, great service, online banking, free checks, no monthly service fees, free outgoing wires, unlimited phone access…etc.. even a free overdraft once a year. (OK, OK crappy interest rates on deposits)
Best thing to do is keep liquid money in online FDIC insured bank account that pays over 5%, and transfer to WAMU
one day before you need it in there.
It’s been working like a charm.