Usually the most you can get from a 401K is 50k, but you can pay it back over 30 years interest free. I think this year would be a good time to do that before the market double dips. I’ve noticed more houses going up for sale and rent lately. Makes me wonder if people are leaving SD. I think prices will come down and rates will go up, don’t think rates will skyrocket this year as the government seems intent on keeping rates low and banks seem to be doing well. The most important thing is to start looking, educate yourself(like you are doing here), and find “the perfect house”, at least on first impressions as I think houses are a lot like people “most have hidden issues”.
