Totally agree with SDR and NSR. I have no problem with anyone retiring early. I myself are planning on retiring before I’m 60 too. So, no, no one should be forced to work past any age. My biggest bone, like SDR and NSR stated is the tax payer backstopping pension. I’d say, convert pension to 401k, and if people start leaving because the pay is too low, then increase the pay to the point where people would stay.