Totally agree gzz. That’s why I’m back on these forums after ~ a 5 year hiatus; I want to make sure I have the pulse of the market. The obvious question for me on a personal level is whether my townhouse will appreciate more than the SFH I’m seeking over the next 12-18 months. Thus far, I’ve been fortunate but I’m afraid that townhouses/apartments in 92107 and 92106 may be reaching their ceilings, and it’s time to switch horses.