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You may want to get legal advice. I am not an attorney.
My understanding is that with CP or CP W/ROS your interest can ONLY be conveyed upon death.
In the case of a disability or long term health issues, your desires may not be met.
Another option is Tenants in Common which allows each of you to own a certain undivided interest and conveyed separately at any time.
Last thing is that CP isn’t recognized in all states but Joint Tenancy is.
