There aren’t a lot of Doctors either. If your eyes have swelled shut, I’d consider that a shock type scenario, that’s not a normal allergic reaction and I suspect doctors would agree. If your eyes have swelled shut, what else is going to swell shut.
Those expenses are just as expensive on a PPO non-preferred list. With coverage often around 50% and a typical doctor visit in the $150-$200 range.
Are for prescription coverage, the Rx is the Rx, where it was prescribed shouldn’t matter.
Good info about the plans being cheaper off the exchange in the other States. I hadn’t thought of that and in retrospect, it makes complete sense.
If you’re under 400% FPL, the plans on the exchange aren’t the plans, they’re enhanced plans and the enhanced silver quickly looks more like a Gold plan due to the lower co-pays etc.
Essentially, the plan Silver plan is based on an expected applicant pool that will really qualify for a “gold” plan service level on a “silver” plan, where as off list, the silver plan is the silver plan.
