[quote=The-Shoveler]My Mothers Condo is a little under 4K a year HOA,
But includes water, insurance (including earthquake and flood), nice Gym, nice golf course, pool, jacuzzi etc…
Never used any of them (except water obviously) LOL[/quote]
I wouldn’t consider utilities like water, amenities like a pool or insurance to be maintenance. I consider actual repair and replacement of things on the exterior maintenance. Inside there is no difference between a condo or sfr