The government will get out of the housing business when it gets out of the medical business, the war business, the energy business, the education business, the food business, the air travel business, and too many more for me to remember.
It will eventually get out of all of these, but not by choice. It could be next week, it could be 80 years from now. Rome had a 400-year slow-motion collapse.
Ya gotta live somewhere. Might as well get an FHA loan, I say.