Thanks for the sympathy but no need to feel bad. I am still unencumbered by debt and might end up with a better deal in the long run if I ever buy.
It was REO. The seller is a third party asset manager hired by the bank (Saxon Mortgage). Going to the asset manager or bank will not do me any good. It will not recover my money. That is fundamentally the problem with trying to complain. There is no upside. All the time and effort required don’t benefit me. The property is not going to be sold to me and it is not worth any more mental effort or stress. I need to learn from it and move on.
It turns out my realtor has filed a complaint against this agent in the past, to no avail apparently. I have found out more recently he is known locally within realtor circles as a bad apple. Too bad the San Diego realtors association doesn’t really care. No ability to self police members.
I left it to my agent to pursue if she desires. She worked hard for me since January and deserved a commission but she won’t get one from me. I am done. She works hard and is nice but I don’t feel I was represented as a buyer effectively. If she feels upset enough over the lost commission she will take it up.