I got approved by AIG. They have conversion option to fixed product. Also they provide conversion option to a new Term with in first 2 years.
The yearly rates I got are
1million 20year for $594
1million 30year for $1094
500K 20 year for $329
500K 30 year for $589
I have a 6 year old and one on way.
“California Life and Health Insurance Guarantee Association” provides coverage protection upto 300K or 80% of the death benefit. Should one divide policies into multiple amount policies?
