Take some of that money, get on a jet to Hong Kong, open a multi currency HSBC account, have some balls and start trading on the in currencies and metals…..Just joking, I would give some serious thought to getting some of it offshore in a protected trust or offshore account however.
See our friend Charles Schwab (crook like the rest) and do some of your CD's with them too….spread it around a little…you might wish you had done that in the future….