Still dont understand how I lost money that I never had. I’ve got to live somewhere and moving is expensive. My tax basis is low. My after tax monthly cost is about half of my cost to rent a similar property. I still could sell my house if I wanted to so the only opportunity cost of concern is on the opportunity cost of investing the excess proceeds that you think I lost. That is neglible at this point. I’ve lost nothing.
As for the other side of the coin, I never got to live rent free and always paid a mortgage. Sure my property value went up but I still had monthly rent.
