I like you to disagree – and provide another point of view!
Now, I agree credit will be an issue in rental market. But look at the big picture: millions of families have lost their homes. What are they going to do? They can’t all live in cars or cardboard boxes or under the bridges. The social, if not legal, pressure will be too much to refuse them rentals. Also, what will the owners do with millions of empty homes? The threshold of creditworthiness to qualify for rentals will come down enough to keep most of the empty homes occupied. That will provide housing to most.