No point in buying for $400k in SF. Rent, exploit the ridic. landlord-tenant laws, and buy a few rentals across the bay or in points south to fund your rent.[/quote]
What can you rent for $1800-2000 in SF? Have you tried raising a family of 4 in a 275 sq-ft studio? http://sfbay.craigslist.org/sfc/apa/3384380519.html