[quote=spdrun]njtosd — you’re from NJ, right? Funny how probably 95% of detached homes in NJ aren’t HOA-encumbered, and people survive and thrive just fine in that fair state.[/quote]
It’s both a regional and age thing. Almost all newer (last 20 years) developments in AZ, NV, FL and a handful of other states have HOAs, even if dues are very low (in the few hundreds or less per YEAR in some cases). California they’ve become common but not every single development. Other states even more rare.