About a grand a month for people I know. Interestingly, not required in NY nor CA if one wants to live dangerously :)[/quote]
CA atty clients are VERY litigious (lol). Should we be surprised?
An attorney would be a fool to take on clients’ cases/problems without malpractice insurance in place. In skipping it, he/she would expose themselves (and possibly their families) to tremendous liability.
A large percentage of clients who come to attorneys for help have problems which were brought forward too late, the client did not follow the proper procedure to resolve it PRIOR to seeking legal counsel and/or are not completely fixable for a variety of reasons. The attorney has to decide what they can (now) do for the client (if anything) and if it is worth it for him/her and the client to pursue the problem at whatever juncture the client decided to pursue it.
These potential “cases” aren’t as “cut and dried” as they may seem.
