Sorry to say but near the top is not equal the top. I’ve been a bear in RE market since 2002 too. I’ve been saying it can’t go on much longer for many years before it actually stop. Since you’re one of those geniuses who can actually call top and bottom, you must be a billionaire by now since we’ve gone through 2 HUGE bubble in the last 10 years. All you need is $10k in 1997 to be a billionaire by now. Shouldn’t you be @ some beach sipping maitai now instead of being on piggington like us average folks who can’t seem to call tops & bottoms for the life of us?