Sorry if you took it the wrong way but my point is you cant paint everyone with the same broad brush. You have no idea who these people are or what drives them. There is black, white and every shade of gray in between.
The major drops in outlying areas like Temecula, Oceanside, SM, Escondido, CVH, East County etc were caused by folks who took out liar loans. As soon as the music stopped they walked. The well employed folks in those areas stood in stunned amazement at what happened and hoped for things to turn around. Eventually they saw the writing on the wall that no recovery was near. Your anger is causing you to stereotype them all in one category when that is an oversimplification of things
I beleive you bought within your means. Additionally, not everyone out there who got caught upside down took out liar loans. Some did and some didnt. My business model tends to attract the non-liar loan crowd so I know they are out there. They got caught in the same shit you did. They have just chosen a different path out than you. I’ll add that its a path which makes perfect sense whether you chose it or not.
I do have one question which you can answer or not. Have you refied out even one penny more than your original loan amount from your origianl purchase. Not that it would change my opinion but just curious.
