Sometimes the judgment here and the lack of compassion is astounding to me. That one would ever use terms like poor people and rich people makes me sad, as we are all, underneath it, people.
There is no lack of compassion, but there is understanding beyond the sympathy. I have tried to help people who get themselves in deep (not only financially). It almost wiped me out and it was extremely exhausting. It taught me that sometimes people have to go through the fire to finally learn. They don’t learn when they are continually ‘rescued’. I now only engage in helping when I see them really commit to getting out of trouble and in more than just words.
As for being abused, just about everybody has their ghosts, including me. I have aired a few of mine on this forum.. no need to go into them at this time. In my opinion, your ghosts are where you started from. If it 20 years later, you really don’t have much of an excuse. What makes a person, is the difference from where they started from to where they are now. I am not talking only financially when I say that.