Some things are more important than money. I tried to explain this to someone once. If I saw a place I loved and it was in my budget that I could afford, I would buy it. If it fell in value, I would not panic. There are no guarantees in life. If I lost my job and couldn’t afford the place, then I’d panic. If it lost value on paper, then it’s a bummer, but as long as I still love the place and can make the payments, then I wouldn’t care. But that’s just me and I know many people don’t think as I do.