[quote=SK in CV]
Never is probably an exaggeration, but if the assertion was that gun owners should be required to have insurance covering every possible kind of damage done by a gun, then I suspect it would be pretty cost prohibitive. Standard homeowner policies and umbrella policies cover accidental gun discharge. I don’t know whether they require prior disclosure or listing, I’m guessing not, at least for liability purposes. I know there is also concealed carry coverage available, though it excludes criminal acts.[/quote]
Statistically speaking there just aren’t a whole lot of cases where a law abiding citizen accidentally discharges a weapon and it causes injury. It happens but it’s relatively rare in the world of gun violence.
One’s of my points was mandatory gun liability insurance isn’t about compensating victims it’s about trying to attach an annual cost of ownership to firearms. A gun ownership tax isn’t going to pass but if you disguise it as insurance maybe it will.
In the recent mass shootings I don’t see how any of the proposed regulations would have prevented or limited the damage. I just see in effort to collect and track more data on American citizens in the guise of safety. Maybe you like the idea of big brother, most people seem to think it’s ok until you end up with the wrong dictator.