Shoveler’s 2 cents
1) Get your bucket list over while you’re young enough to
a) Enjoy it,
b) Accomplish it.
You never know what will happen in the future.
2)Never fully retire, get some side biz going, you will get bored and your brain will turn to mush if you sit around watching TV etc… all day. Also a pension is great sure but it can be eaten away by inflation much faster than most think it can.
3)Stay as healthy as you possibly can, Health is the greatest wealth you have.
(No point being a multimillionaire if you’re not able to get out and enjoy it).