Should look at 1yr CD since

[equalizer]

Should look at 1yr CD since most people here believe rates will go up. Use bankrate’s safe and sound to choose your pick.

http://www.bankrate.com/funnel/cd-investments/cd-investment-results.aspx?local=false&prods=15&tab=CD&ic_id=OA_CDsInvestmentSingleWide_40_CDs_15_1_Yr_CD_bank-ratings-search.aspx_safe-sound_rates_

For example, Discover Bank 1 yr 2.08%

You may want to consider putting a small portion in very conservative bond fund such as

Weitz Short-Intermediate Income WEFIX
that hasn’t has a down year in last 7 years

http://quicktake.morningstar.com/fundnet/TotalReturns.aspx?Country=USA&Symbol=WEFIX