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short of a divorce what can i do ?
Here’s my solution for you in 4 easy steps.
1. You should start out by finding the shift key on your keyboard.
2. You should apply those engineering skills and compute how much you could afford at today’s rates with 200K down and DTI of 36% or less.
3. You should take what you can afford, add 20% and define that as a posh neighborhood.
4. Wait until you can afford the neighborhood defined in #3 above after a combination of price drops and salary increases.