On the contrary, you said quite a lot and it’s resonating more than you would imagine… very much appreciated. Although I might like to think this is still open for discussion, family harmony will certainly win over and so the question of when we take the plunge is essentially made. Now we will need to decide where we’ll live and a strategy with the timing of an offer, June deadline to close, etc. Since we do agree on the ‘golden question,’ (ala my user name) if the thread moves in the direction of the desirability/qualities and potential future of 4S, Torrey Highlands, and Scripps Ranch, and the timing of the transaction process then great.
I would note that we intend to make our new home free and clear in ’08, pay college tuition for a few more years, then maximize our retirement savings for about ten years before I (ostensibly) retire. In the 3-5 year horizon, we have discussed the possibility of a further 25% decline and would be prepared to weather it.
I’m off to work in the yard for the rest of the day, will check back this evening.