The black helicopters are starting up. Ben should be opening his suitcases full of money soon. 10 year yield cant go too much lower, probably 4.5 worst case in next 6 months. But if major recession starts next year, Ben will cut FF rate to 4.5 and yield could go lower.
As for Private Annuity Trusts, all I know is from the radio show am 1000 from 3-4 weekdays I think where they are always making fancy claims about RE. I think One major problem with these trusts is that everyone is trying to sell you one. Therefore there must be massive commissions and fees that they will STEAL from you. You should probably talk to Ray Lucia http://www.raylucia.com(am 1700 9-noon) and get advice/sale pitch from him. Then please post your findings.