[quote=sdrealtor]I dont agree. It screams there is a price to pay to live in a new house in prime area of SD. Personally my MR goes toward improvements to the San Dieguito schools. I think thats a good investment and I am happy to pay the $800 every year. I donate more than that to other charities every year any way. To me this is a tax deductible (at least for now) contribution I make. Unlike the things I give to charities which make me feel good, I actually get some benefit from this.[/quote]
How is paying interest on a long term loan (Mello Roos) beneficial to your community.
Doesn’t paying it off give that same fund the $$ now – so they can make improvements now? And save you the interest payments over the years.
If your goal is stay in the home long term, I see a lot of argument for paying off the MR early and saving the interest payments. Even if it doesn’t translate to an appreciation. It does translate to lower carrying cost for the years you’re there… and that has value.
