Scarlett, That’s a tough

[SkyRanchOwner]

Scarlett,

That’s a tough decision.

The HOA up here is high at $342, but there is no Mello Roos. HOA is not tax deductible, yet Mello Roos is only deductible in certain instances.
http://www.ftb.ca.gov/individuals/faq/net/909.shtml

The private schools can be around $200-$400/month depending on which school and Christian vs. Catholic. You would have to look around.

Sky Ranch Crestview would be in your price range. They currently have 3 homes left in the current phase, ranging from $526k – $561k.
http://lennar.com/New-Homes/California/San-Diego/Crestview-At-Sky-Ranch

They range in square footage from 2884 to 3270. All have 3 car garages.

I’ve heard of kids going to Carlton Oaks Elementary public school and really liking it.
http://www.greatschools.org/california/santee/6066-Carlton-Oaks-Elementary-School/

Also, here is the popular Santee public high school, West Hills:
http://wolfpack.guhsd.net/
Which has a strong athletic and academic program.

Here’s a list of Christian schools to call and get pricing:
http://www.google.com/search?hl=en&rlz=1T4GWYA_enUS308US308&q=christian+school+santee&btnG=Search&aq=f&aqi=&aql=&oq=

Here’s a list of Catholic schools to call and get pricing:
http://www.google.com/search?hl=en&rlz=1T4GWYA_enUS308US308&q=catholic+school+santee&aq=f&aqi=&aql=&oq=

Here is a list at GreatSchools.com of Santee schools and reviews/ratings:
http://www.greatschools.org/california/santee/

Hope this helps…