[quote=scaredycat]what about if you buy down the interest rate on the FHA?
also, should the 80k be credited to the 20% scenario. maybe that’s where I’m confused. it doesn’t seem right. if I start off with 80k i could hold on to it, or ut it in the house. why not add my 80 k plus interest back on to the fha costs?[/quote]
You can buy down rate with both FHA and conventional, so I’m not sure if there’s any difference.
The reason why I didn’t add the 80k to the FHA side is because I subtract 80k on the conventional side.
